I was doing some investment research yesterday, and found myself sifting through a list of the best-performing investments of the 2022 so far. Perhaps unsurprisingly, they’re all incredibly aggressive instruments – arcane cryptocurrencies, 3X leveraged oil ETFs and the like – that rely on luck as much as anything else. Anyone looking for proof that past performance is no guarantee of future returns, look no further than that list. A single Millennial with just a few thousand bucks in their account may not be afraid of these incredibly risky bets. But that’s just because they haven’t learned their lessons yet. Veteran investors know that for every trade generating instant gains … there are hundreds of others that cause instant regret.… Read more