As insurance rates continue to surge, White Oak Insurance has released a breakdown of what has caused this increase and what Georgians can do to lower the premium of their home and auto insurance.
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White Oak Insurance is an independent insurance agency that provides the Peach State, specifically Woodstock and Warner Robbins residents, with custom policies and compares rates with various providers. In a new home and auto insurance guide, the agency shares insights on the recent spike in Georgia rates and what to consider when choosing a policy.
Those interested can learn more at: https://www.whiteoakis.com/personal-insurance/home-insurance/home-insurance-premiums-surge-across-georgia/
Georgia had the seventh-highest increase in home insurance rates in 2022, a year where most US homeowners' premiums went up by 15%. By providing personal advice, White Oak aims to help clients keep premiums at bay through offers like auto and home insurance bundles, with the potential of reducing the rate by 20%.
"There's no doubt that the price of living is rising. Real estate prices have risen at an unprecedented rate, affecting condominium prices as well. But an increase in home insurance cost isn't something everyone plans for," a company spokesperson said.
Several factors have caused the dramatic insurance rate spike. This includes the repair costs that have increased by 30% from 2020 to 2023 and labor shortages that have led to higher salary costs. However, one of the biggest factors is an increase in natural disasters due to climate change. As Georgia is located in an area more prone to tornadoes, hurricanes, and tropical cyclones, residents are likely to keep seeing increasing insurance costs, at the same time as they are in more need of sufficient coverage.
Compared to agents who only represent one provider, White Oak will provide clients with a comparison of rates with over 30 providers. Additionally, the independent agency takes a personalized approach to insurance, and will discuss suitable policy options for each client as well as provide them claim assistance if ever needed.
To learn more, please visit: https://www.whiteoakis.com/personal-insurance/home-insurance/home-insurance-premiums-surge-across-georgia/
Furthermore, White Oak will share tips on how clients can reduce their rates through proactive measures, like installing deadbolt locks, smoke detectors, and surveillance cameras. The agency will also take factors like claims-free history and age into account when looking for available discounts with their partner providers.
A long-time client shared their experience: "Mark at White Oak Insurance has been handling our insurance needs for 10+ years. He and his team are very responsive, great to deal with and excellent at what they do. He recently secured insurance for one of my businesses under difficult circumstances while several other insurance brokers had been unable to do so."
See the home and auto insurance service area of White Oak Insurance Services:https://www.google.com/maps/d/edit?mid=13oznR-xQUlJrlAA3A6rzDiXZluf0_VA&usp=sharing
Contact Info:
Name: Joseph Raymond
Email: Send Email
Organization: White Oak Insurance Services
Address: 345 Creekstone Ridge, Woodstock, GA 30188, United States
Website: https://www.whiteoakis.com/
Source: PressCable
Release ID: 89135505
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