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Jefferson Security Bank Announces Semi-Annual Dividend

President and Chief Executive Officer of Jefferson Security Bank (OTC Pink: JFWV), Cindy Kitner, announced the Board of Directors approval of a semi-annual dividend at their August 18, 2022 meeting in the amount of $1.10 per share, payable on September 9, 2022, to shareholders of record on August 31, 2022. This results in an annual dividend of $2.20 per share in 2022, representing an increase of $0.15 per share or 7.3% from $2.05 per share in 2021.

“We are pleased to announce another semi-annual cash dividend for our shareholders,” said President and Chief Executive Officer, Cindy Kitner. “Our strategies and efforts are focused on enhancing long-term shareholder value, while prudently managing our capital levels in light of the economic environment.”

About Jefferson Security Bank

Jefferson Security Bank is an independent community bank evolving with the needs of the customers and the communities it serves. Serving individuals, businesses and community organizations, Jefferson Security Bank strives to support entrepreneurial efforts within its target markets. Delivering long-term value to its shareholders is at the core of the organization’s culture. Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business on May 19, 1869, making it the oldest bank in Jefferson County, West Virginia. The bank provides general banking services in Berkeley County and Jefferson County, West Virginia, and Washington County, Maryland. Visit www.JSB.bank for more information

This press release may contain forward-looking statements, as defined by federal securities laws, which may involve significant risks and uncertainties. The statements are based on estimates and assumptions made by management in conjunction with other factors deemed appropriate under the circumstances. Actual results could differ materially from current projections.

Offices:

105 East Washington Street, Shepherdstown, WV (304-876-9000)

7994 Martinsburg Pike, Shepherdstown, WV (304-876-2800)

873 East Washington Street, Suite 100, Charles Town, WV (304-725-9752)

277 Mineral Drive, Suite 1, Inwood, WV (304-229-6000)

1861 Edwin Miller Boulevard, Martinsburg, WV (304-264-0900)

103 West Main Street, Sharpsburg, MD (301-432-3900)

Contacts

Jenna Kesecker, Executive Vice President

and Chief Financial Officer

304-876-9016

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