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Jefferson Security Bank Announces Semi-Annual Dividend

President and CEO of Jefferson Security Bank (OTC Pink: JFWV), Cindy Kitner, announced the Board of Directors approval of a semi-annual dividend at their February 16, 2022 meeting in the amount of $1.10 per share, payable on March 11, 2022, to shareholders of record on March 1, 2022. This represents an increase of $0.05 per share when comparing the previous semi-annual dividend of $1.05 per share in 2021.

“We are pleased to once again deliver an increased dividend to our shareholders resulting from continued profitability and our commitment to shareholder value,” said President and Chief Executive Officer Cindy Kitner. “We are thankful for the opportunity to share our success with our shareholders, and we appreciate their continued support.”

Jefferson Security Bank, founded in 1869, is a community bank engaged in the general banking business in Berkeley County and Jefferson County, West Virginia, and Washington County, Maryland. The Bank offers community banking services, focusing on providing the highest quality service and financial products to commercial and retail customers.

This press release may contain forward-looking statements, as defined by federal securities laws, which may involve significant risks and uncertainties. The statements are based on estimates and assumptions made by management in conjunction with other factors deemed appropriate under the circumstances. Actual results could differ materially from current projections.

Offices:

105 East Washington Street, Shepherdstown, WV (304-876-9000)

7994 Martinsburg Pike, Shepherdstown, WV (304-876-2800)

873 East Washington Street, Suite 100, Charles Town, WV (304-725-9752)

277 Mineral Drive, Suite 1, Inwood, WV (304-229-6000)

1861 Edwin Miller Boulevard, Martinsburg, WV (304-264-0900)

103 West Main Street, Sharpsburg, MD (301-432-3900)

Contacts

Jenna Kesecker, Executive Vice President

and Chief Financial Officer

304-876-9016

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