UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                 SCHEDULE 13G/A

                    Under the Securities Exchange Act of 1934

                                (Amendment No. __1__ )*


                           GENWORTH FINANCIAL INC CL-A
--------------------------------------------------------------------------------
                                (Name of Issuer)


                     Common Stock, $.01 par value per share
--------------------------------------------------------------------------------
                         (Title of Class of Securities)


                                  US37247D1063
--------------------------------------------------------------------------------
                                 (CUSIP Number)



                                February 28, 2005
--------------------------------------------------------------------------------
             (Date of Event Which Requires Filing of this Statement)


Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:

         [ X ]   Rule 13d-1(b)

         [   ]   Rule 13d-1(c)

         [   ]   Rule 13d-1(d)


*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).






                                  SCHEDULE 13G

CUSIP No.         US37247D1063


-
--------------------------------------------------------------------------------

          1.   Names of Reporting Persons.  I.R.S.  Identification Nos. of above
               persons (entities only).
               AMVESCAP PLC

-
--------------------------------------------------------------------------------

          2.   Check the Appropriate Box if a Member of a Group (see
               Instructions)
               (a)
               (b)

-
--------------------------------------------------------------------------------

          3.   SEC Use Only  _______________________________________________

-
--------------------------------------------------------------------------------

          4.   Citizenship or Place of Organization
               AMVESCAP PLC:  England
               AIM Advisors, Inc:  United States
               AIM Capital Management, Inc.:  U.S.
               INVESCO Institutional (N.A.), Inc.:  United States

-
--------------------------------------------------------------------------------

                                    5.   Sole Voting Power 7,319,464: Such
                                         shares are held by the following
                                         entities in the respective amounts
                                         listed AIM Advisors, Inc
                                         6,739,380, AIM Capital Management, Inc.
                                         511,800, INVESCO Institutional
                                         (N.A.), Inc.68,284

Number of Shares
--------------------------------------------------------------------------------
Beneficially Owned
by Each Reporting                   6.   Shared Voting Power       _________
Person With
 
--------------------------------------------------------------------------------

                                    7.   Sole Dispositive Power 7,319,464: Such
                                         shares are held by the following
                                         entities in the respective amounts
                                         listed AIM Advisors, Inc
                                         6,739,380, AIM Capital Management, Inc.
                                         511,800, INVESCO Institutional
                                         (N.A.), Inc.68,284
 
--------------------------------------------------------------------------------
                                    8.   Shared Dispositive Power     _______


-
--------------------------------------------------------------------------------
          9.   Aggregate  Amount  Beneficially  Owned by Each  Reporting  Person
               7,318,015

-
--------------------------------------------------------------------------------


          10.  Check if the Aggregate  Amount in Row (9) Excludes Certain Shares
               (See Instructions) N/A


-
--------------------------------------------------------------------------------

          11.  Percent of Class Represented by Amount in Row (9)        4.99%
                                                                        -----


-
--------------------------------------------------------------------------------

          12.  Type of Reporting Person (See  Instructions)
               IA, HC. See Items 2 and 3 of this statement.



                                  SCHEDULE 13G

Item 1(a)    Name of Issuer:
             GENWORTH FINANCIAL INC CL-A


Item 1(b)    Address of Issuer's Principal Executive Offices:
             6620 West Broad Street
             Richmond, VA 23230


Item 2(a)    Name of Person Filing:
             AMVESCAP PLC

             In accordance with Securities and Exchange Commission Release
             No. 34-39538 (January 12, 1998), this statement on Schedule
             13G or amendment thereto is being filed by AMVESCAP PLC
             ("AMVESCAP"), a U.K. entity, on behalf of itself and its
             subsidiaries listed in Item 4 of the cover of this statement.
             AMVESCAP through such subsidiaries provides investment
             management services to institutional and individual investors
             worldwide.

             Executive officers and directors of AMVESCAP or its
             subsidiaries may beneficially own shares of the securities of
             the issuer to which this statement relates (the "Shares"), and
             such Shares are not reported in this statement. AMVESCAP and
             its subsidiaries disclaim beneficial ownership of Shares
             beneficially owned by any of their executive officers and
             directors. Each of AMVESCAP's direct and indirect subsidiaries
             also disclaim beneficial ownership of Shares beneficially
             owned by AMVESCAP and any other subsidiary.


Item 2(b)    Address of Principal Business Office:
             11 Devonshire Square
             London EC2M 4YR
             England


Item 2(c)    Citizenship:
             See the response to Item 2(a) of this statement.


Item 2(d)    Title of Class of Securities:
             Common Stock, $.01 par value per share


Item 2(e)    CUSIP Number:
             US37247D1063


Item 3       Type of Reporting Person:
             An investment adviser in accordance with section 240.13d-1(b)(1)
             (ii)(E)
             A parent holding company or control person in accordance with
             section 240.13d-1(b)(1)(ii)(G)

             As noted in Item 2 above, AMVESCAP is making this filing on
             behalf of its subsidiaries listed herein. Each of these
             entities is either an investment adviser registered with the
             United States Securities Exchange Commission under Section 203
             of the Investment Advisers Act of 1940, as amended, or under
             similar laws of other jurisdictions. AMVESCAP is a holding
             company.



Item 4       Ownership:
             Please see responses to Items 5-8 on the cover of this
             statement which are incorporated herein by reference.


Item 5       Ownership of Five Percent or Less of a Class:
             (X)


Item 6       Ownership of More than Five Percent on Behalf of Another Person:
             N/A


Item 7       Identification and Classification of the Subsidiary Which Acquired
             the Security Being Reporting on By the Parent Holding Company:
             Please see Item 3 of this statement, which is incorporated herein
             by reference.


Item 8       Identification and Classification of Members of the Group:
             N/A


Item 9       Notice of Dissolution of a Group:
             N/A


Item 10      Certification:
             By signing below I certify that, to the best of my knowledge
             and belief, the securities referred to above were acquired and
             are held in the ordinary course of business and were not
             acquired and are not held for the purpose of or with the
             effect of changing or influencing the control of the issuer of
             the securities and were not acquired and are not held in
             connection with or as a participant in any transaction having
             that purpose or effect.

             Signature:
             After reasonable inquiry and to the best of my knowledge and
             belief, I certify that the information set forth in this
             statement is true, complete and correct.



                                                       March 11, 2005
                                              ---------------------------------
                                                            Date



                                                       /s/  HAL LIEBES
                                              ---------------------------------
                                                         Signature
 


                                              Hal Liebes
                                              Group Compliance Officer
                                              AMVESCAP PLC