SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                   ----------
                                  SCHEDULE 13G
                                 (RULE 13D-102)

                  INFORMATION STATEMENT PURSUANT TO RULE 13D-1
                    UNDER THE SECURITIES EXCHANGE ACT OF 1934

                           FIRST FRANKLIN CORPORATION
                           --------------------------
                                (Name of Issuer)

                                  Common Stock
                                  ------------
                         (Title of Class of Securities)

                                    320272107
                                    ---------
                                 (CUSIP Number)

                                December 31, 2001
                                -----------------
             (Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:

[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)

CUSIP No. 320272107                                            Page 1 of 7 Pages

   1)  Names of Reporting Persons
       IRS Identification No. Of Above Persons

            The PNC Financial Services Group, Inc.  25-1435979

   2)  Check the Appropriate Box if a Member of a Group (See Instructions)
       a) [ ]
       b) [ ]

   3)  SEC USE ONLY

   4)  Citizenship or Place of Organization    Pennsylvania

   Number of Shares        5)  Sole Voting Power                          91,349

   Beneficially Owned      6)  Shared Voting Power                         1,500

   By Each Reporting       7)  Sole Dispositive Power                     16,275

   Person With             8)  Shared Dispositive Power                      -0-

   9)  Aggregate Amount Beneficially Owned by Each Reporting Person      92,849*
                                                    *See the response to Item 6.
   10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares
       See Instructions                                                      [ ]

   11) Percent of Class Represented by Amount in Row (9)                    5.46

   12) Type of Reporting Person  (See Instructions)                           HC


                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                   ----------
                                  SCHEDULE 13G
                                 (RULE 13D-102)

                  INFORMATION STATEMENT PURSUANT TO RULE 13D-1
                    UNDER THE SECURITIES EXCHANGE ACT OF 1934

                           FIRST FRANKLIN CORPORATION
                           --------------------------
                                (Name of Issuer)

                                  Common Stock
                                  ------------
                         (Title of Class of Securities)

                                    320272107
                                    ---------
                                 (CUSIP Number)

                                December 31, 2001
                                -----------------
             (Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:

[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)

CUSIP No. 320272107                                            Page 2 of 7 Pages

   1)  Names of Reporting Persons
       IRS Identification No. Of Above Persons

            PNC Bancorp, Inc.  51-0326854

   2)  Check the Appropriate Box if a Member of a Group (See Instructions)
       a) [ ]
       b) [ ]

   3)  SEC USE ONLY


   4)  Citizenship or Place of Organization    Delaware

   Number of Shares        5)  Sole Voting Power                          91,349

   Beneficially Owned      6)  Shared Voting Power                         1,500

   By Each Reporting       7)  Sole Dispositive Power                     16,275

   Person With             8)  Shared Dispositive Power                      -0-

   9)  Aggregate Amount Beneficially Owned by Each Reporting Person      92,849*
                                                    *See the response to Item 6.
   10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares
       See Instructions                                                      [ ]

   11) Percent of Class Represented by Amount in Row (9)                    5.46

   12) Type of Reporting Person   (See Instructions)                          HC


                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                   ----------
                                  SCHEDULE 13G
                                 (RULE 13D-102)

                  INFORMATION STATEMENT PURSUANT TO RULE 13D-1
                    UNDER THE SECURITIES EXCHANGE ACT OF 1934

                           FIRST FRANKLIN CORPORATION
                           --------------------------
                                (Name of Issuer)

                                  Common Stock
                                  ------------
                         (Title of Class of Securities)

                                    320272107
                                    ---------
                                 (CUSIP Number)

                                December 31, 2001
                                -----------------
             (Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:

[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)

CUSIP No. 320272107                                            Page 3 of 7 Pages

   1)  Names of Reporting Persons
       IRS Identification No. Of Above Persons

            PNC Bank, National Association  22-1146430

   2)  Check the Appropriate Box if a Member of a Group (See Instructions)
       a) [ ]
       b) [ ]

   3)  SEC USE ONLY

   4)  Citizenship or Place of Organization    United States

   Number of Shares        5)  Sole Voting Power                          91,349

   Beneficially Owned      6)  Shared Voting Power                         1,500

   By Each Reporting       7)  Sole Dispositive Power                     16,275

   Person With             8)  Shared Dispositive Power                      -0-

   9)  Aggregate Amount Beneficially Owned by Each Reporting Person      92,849*
                                       *See the response to Item 6.
   10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares
       See Instructions                                                      [ ]

   11) Percent of Class Represented by Amount in Row (9)                    5.46

   12) Type of Reporting Person   (See Instructions)                          BK


                                                               Page 4 of 7 Pages

ITEM 1(a) - NAME OF ISSUER:

     First Franklin Corporation

ITEM 1(b) - ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:

     4750 Ashwood Drive
     Cincinnati, Ohio 45241

ITEM 2(a) - NAME OF PERSON FILING:

     The PNC Financial Services Group, Inc.; PNC Bancorp, Inc.; and PNC Bank,
     National Association

ITEM 2(b) - ADDRESS OF PRINCIPAL BUSINESS OFFICE:

     The PNC Financial Services Group, Inc. - One PNC Plaza, 249 Fifth Avenue,
     Pittsburgh, PA 15222-2707
     PNC Bancorp, Inc. - 222 Delaware Avenue, Wilmington, DE 19899
     PNC Bank, National Association - One PNC Plaza, 249 Fifth Avenue,
     Pittsburgh, PA 15222-2707

ITEM 2(c) - CITIZENSHIP:

     The PNC Financial Services Group, Inc. - Pennsylvania
     PNC Bancorp, Inc. - Delaware
     PNC Bank, National Association - United States

ITEM 2(d) - TITLE OF CLASS OF SECURITIES:

     Common

ITEM 2(e) - CUSIP NUMBER:

     320272107

ITEM 3 - IF THIS STATEMENT IS FILED PURSUANT TO RULE 13d-1(b), OR 13d-2(b),
         CHECK WHETHER THE PERSON FILING IS A:

(a) [ ] Broker or dealer registered under Section 15 of the Exchange Act;
(b) [X] Bank as defined in Section 3(a)(6) of the Exchange Act;
(c) [ ] Insurance Company as defined in Section 3(a)(19) of the Exchange Act;
(d) [ ] Investment Company registered under Section 8 of the Investment Company
        Act;
(e) [ ] An Investment Adviser in accordance with Rule 13d-1(b)(1)(ii)(E);
(f) [ ] An Employee Benefit Plan or Endowment Fund in accordance with Rule
        13d-1(b)(1)(ii)(F);
(g) [X] A Parent Holding Company or Control Person in accordance with Rule
        13d-1(b)(1)(ii)(G);
(h) [ ] A Savings Association as defined in Section 3(b) of the Federal Deposit
        Insurance Act;
(i) [ ] A Church Plan that is excluded from the definition of an Investment
        Company under Section 3(c)(14) of the Investment Company Act;
(j) [ ] Group, in accordance with Rule 13d(b)(1)(ii)(J).

If this statement is filed pursuant to Rule 13d-1(c), check this box. [ ]


                                                               Page 5 of 7 Pages



ITEM 4 - OWNERSHIP:

The following information is as of December 31, 2001:

(a)  Amount Beneficially Owned:                                   92,849 shares*
                                                    *See the response to Item 6.
(b)  Percent of Class:                                                      5.46

(c)  Number of shares to which such person has:
         (i)  sole power to vote or to direct the vote                    91,349
        (ii)  shared power to vote or to direct the vote                   1,500
       (iii)  sole power to dispose or to direct the disposition of       16,275
        (iv)  shared power to dispose or to direct the disposition of        -0-


ITEM 5 - OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS:

     Not Applicable.


ITEM 6 - OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON:

     Of the total shares of Common Stock reported herein, 1,500 shares are held
in Trust Accounts created by an Amended and Restated Trust Agreement dated
September 20, 1983, in which Lloyd I. Miller, Jr. was Grantor and for which PNC
Bank, National Association serves as Trustee.

     Lloyd I. Miller, III has dispositive power with respect to these shares of
Common Stock held in the Trust Accounts pursuant to an Investment Advisory
Agreement dated as of April 1, 1997 with PNC Bank, National Association, as
Trustee and both parties have shared voting authority. Either party may
terminate the Agreement on 30 days' prior written notice.


ITEM 7 - IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED THE
         SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY:

Included are the following subsidiaries of The PNC Financial Services Group,
Inc. - HC:

PNC Bancorp, Inc. - HC (wholly owned subsidiary of The PNC Financial Services
Group, Inc.)

PNC Bank, National Association - BK (wholly owned subsidiary of PNC Bancorp,
Inc.)


ITEM 8 - IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP:

     Not Applicable.


ITEM 9 - NOTICE OF DISSOLUTION OF GROUP:

     Not Applicable.


                                                               Page 6 of 7 Pages



ITEM 10 - CERTIFICATION:

         By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were acquired and held in the ordinary
course of business and were not acquired and are not held for the purpose of or
with the effect of changing or influencing the control of the issuer of the
securities and were not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.


                                    SIGNATURE

         After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.


February 12, 2002
-----------------------------------------------------------------------
Date


By: /s/ Robert L. Haunschild
-----------------------------------------------------------------------
Signature - The PNC Financial Services Group, Inc.
Robert L. Haunschild, Senior Vice President and Chief Financial Officer
-----------------------------------------------------------------------
Name & Title


February 12, 2002
-----------------------------------------------------------------------
Date


By: /s/ James B. Yahner
-----------------------------------------------------------------------
Signature - PNC Bancorp, Inc.
James B. Yahner, Vice President
-------------------------------
Name & Title


February 12, 2002
-----------------------------------------------------------------------
Date


By: /s/ Thomas R. Moore
-----------------------------------------------------------------------
Signature - PNC Bank, National Association
Thomas R. Moore, Secretary
--------------------------
Name & Title


                                                               Page 7 of 7 Pages



                                                                       EXHIBIT A
                                                                       ---------



                                    AGREEMENT
                                    ---------

                                February 12, 2002


         The undersigned hereby agree to file a joint statement on Schedule 13G
under the Securities and Exchange Act of 1934, as amended (the "Act") in
connection with their beneficial ownership of common stock issued by First
Franklin Corporation

         Each of the undersigned states that it is entitled to individually use
Schedule 13G pursuant to Rule 13d-1(c) of the Act.

         Each of the undersigned is responsible for the timely filing of the
statement and any amendments thereto, and for the completeness and accuracy of
the information concerning each of them contained therein but none is
responsible for the completeness or accuracy of the information concerning the
others.

         This Agreement applies to any amendments to Schedule 13G.


                    THE PNC FINANCIAL SERVICES GROUP, INC.


                    BY: /s/ Robert L. Haunschild
                        -------------------------------------------------------
                        Robert L. Haunschild, Senior Vice President & Chief
                        Financial Officer


                    PNC BANCORP, INC.


                    BY: /s/ James B. Yahner
                        -------------------------------------------------------
                        James B. Yahner, Vice President


                    PNC BANK, NATIONAL ASSOCIATION


                    BY: /s/ Thomas R. Moore
                        -------------------------------------------------------
                        Thomas R. Moore, Secretary