SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
November 16, 2003
(Date of earliest event reported)
Commission file number: 0-20167
NORTH COUNTRY FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
MICHIGAN 38-2062816
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No)
130 SOUTH CEDAR STREET, MANISTIQUE, MI 49854
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (906) 341-7125
ITEM 1. CHANGES IN CONTROL OF REGISTRANT
On November 16, 2003, North Country Financial Corporation (the
"Corporation") signed a letter of intent that included a non-binding offer by
another entity to purchase all of the common stock of the Corporation. The
letter of intent was subject to a number of conditions, some of which might have
been difficult to satisfy. On November 19, 2003, the Corporation received a
letter from the entity, withdrawing its offer and voiding the letter of intent.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to the signed on its behalf by the
undersigned hereunto duly authorized.
NORTH COUNTRY FINANCIAL CORPORATION
Date: December 1, 2003 By: /s/ C. James Bess
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C. JAMES BESS
PRESIDENT AND CHIEF EXECUTIVE OFFICER