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                                UNITED STATES
                     SECURITIES AND EXCHANGE COMMISSION
                           WASHINGTON, D.C.  20549

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                                  FORM 8-K
                               CURRENT REPORT
                   PURSUANT TO SECTION 13 OR 15(d) OF THE
                       SECURITIES EXCHANGE ACT OF 1934

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      Date of report (Date of earliest event reported): November 7, 2003

                           FALMOUTH BANCORP, INC.
           (Exact name of registrant as specified in its charter)

    Delaware                      01-13465       04-3337685
(State or other jurisdiction    (Commission      (IRS Employer
 of incorporation)              File Number)   Identification No.)

                    20 Davis Straits, Falmouth, MA 02540
             (Address of principal executive offices)(Zip Code)
     Registrant's telephone number, including area code: (508) 548-3500

                               Not Applicable

        (Former name or former address, if changed since last report)





                                 SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

                                       FALMOUTH BANCORP,INC.

                                       By:  /s/ Santo P. Pasqualucci
                                       -----------------------------
                                       Santo P. Pasqualucci
                                       President and
                                       Chief Executive Officer

Date: November 7, 2003





                                EXHIBIT INDEX

Exhibit               Description
-------               -----------
  99.1     Press Release dated November 7, 2003.