UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934
| |
|
|
|
|
|
|
Date of Report:
|
|
October 26, 2005 |
|
|
|
|
|
|
|
Date of earliest event reported:
|
|
October 26, 2005 |
FULTON
FINANCIAL CORPORATION
(Exact Name of Registrant as specified in its charter)
| |
|
|
|
|
Pennsylvania
|
|
0-10587
|
|
23-2195389 |
|
|
|
|
|
(State or other jurisdiction
|
|
Commission File No.
|
|
(IRS Employer Identification Number) |
of incorporation)
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
One Penn Square, P.O. Box 4887, Lancaster, PA
|
|
17604 |
|
|
|
|
|
(Address of principal executive offices)
|
|
(Zip Code)
|
Registrant’s telephone number, including area code: (717) 291-2411
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy
the filing obligations of the registrant under any of the following provisions (see General
Instruction A.2. below):
| |
|
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| |
| |
|
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| |
| |
|
o Pre-commencement communications pursuant to Rule 14d-2(b) under
the Exchange Act (17 CFR 240.14d-2(b)) |
| |
| |
|
o Pre-commencement communications pursuant to Rule 13e-4(c) under
the Exchange Act (17 CFR 240.13e-4(c)) |
Item 7.01. Regulation FD Disclosure
Pursuant to Regulation FD, information is being furnished as an Exhibit to this Current Report
with respect to presentation material to be used by Fulton in connection with a meeting of Fulton
with a member of the investment community on October 26, 2005. This presentation provides an
overview of Fulton’s strategy and performance.
The presentation may contain forward-looking statements about Fulton’s growth and acquisition
strategies, new products and services, and future financial performance, including earnings and
dividends per share, return on average assets, return on average equity, efficiency ratio and
capital ratio. Forward-looking statements are encouraged by the Private Securities Litigation
Reform Act of 1995. Such forward-looking information is based upon certain underlying assumptions,
risks and uncertainties. Because of the possibility of change in the underlying assumptions,
actual results could differ materially from these forward looking statements. Risks and
uncertainties that may affect future results include: pricing pressures on loans and deposits,
actions of bank and non-bank competitors, changes in local and national economic conditions,
changes in regulatory requirements, actions of the Federal Reserve Board, Fulton’s success in
merger and acquisition integration, and customer acceptance of the Corporation’s products and
services. Fulton undertakes no obligation to revise or update such statements to reflect current
events or circumstances after the date hereof or to reflect the occurrence of unanticipated events.
Item 9.01. Financial Statements and Exhibits
(c) Exhibits
| |
99.1 |
|
Investor Presentation Slides |
| |
| |
99.2 |
|
Presentation Script |