SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported) May 16, 2003 -------------------------------------------------------------------------------- CEDAR INCOME FUND, ltd. ---------------------------------------------------- (Exact name of registrant as specified in its charter) Maryland 0-14510 42-1241468 --------------------------- ----------- --------------- (State or other jurisdiction (Commission (IRS Employer ID of incorporation) File Number) Number) 44 South Bayles Avenue, Port Washington, New York 11050 -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (516) 767-6492 -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 7. Financial Statements and Exhibits. (c) Exhibit Number Description 99 Press release dated May 16, 2003. Item 9. Regulation FD Disclosure On May 16, 2003, Cedar Income Fund, Ltd. issued a press release announcing its operating results for the quarter ended March 31, 2003. A copy of the press release is furnished hereto as Exhibit 99. The information provided in this Current Report on Form 8-K is being furnished pursuant to Item 12, Results of Operations and Financial Condition. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CEDAR INCOME FUND, LTD. By: /s/ Leo S. Ullman ----------------------- Name: Leo S. Ullman Title: President Dated: May 16, 2003 2 EXHIBIT INDEX Exhibit Number Description Page 99 Press release dated May 16, 2003. 4 3