SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 28, 2002
Commission File Number: 0-49677
WEST BANCORPORATION, INC.
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(Exact name of Registrant as specified in its charter)
Iowa 42-1230603
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(State of Incorporation) (I.R.S. Employer Indentification No.)
1601 22nd Street, West Des Moines, Iowa 50266
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(Address of principal executive offices)
Registrant's telephone number: 515-222-2300
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Item 5. Other Events
The Registrant issued a press release on October 28, 2002 announcing earnings
for the third quarter and first nine months of 2002.
Item 7. Financial Statements and Exhibits
(c) Exhibits
99.1 Press Release of West Bancorporation, Inc. dated October 28, 2002.
99.2 West Bancorporation, Inc. 3rd Quarter 2002 Report to Shareholders
Item 9. Regulation FD Disclosure
Pursuant to Regulation FD, information is being attached as an Exhibit to this
Current Report with respect to a press release announcing earnings for the
quarter and nine months ended September 30, 2002.
The information contained in this Press Release and other financial reports may
contain forward-looking statements about the Company's growth and acquisition
strategies, new products and services, and future financial performance,
including earnings and dividends per share, return on average assets, return on
average equity, efficiency ratio and capital ratio. Forward-looking statements
are encouraged by the Private Securities Litigation Reform Act of 1995. Such
forward-looking information is based upon certain underlying assumptions, risks
and uncertainties. Because of the possibility of change in the underlying
assumptions, actual results could differ materially from these forward-looking
statements. Risks and uncertainties that may affect future results include:
pricing pressures on loans and deposits, actions of bank and non-bank
competitors, changes in local and national economic conditions, changes in
regulatory requirements, actions of the Federal Reserve Board, and customer's
acceptance of the Company's products and services. The Company undertakes no
obligation to revise or update such statements to reflect current events or
circumstances after the date hereof or to reflect the occurrence of
unanticipated events.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, West
Bancorporation, Inc. has caused this Report to be signed on its behalf by the
undersigned hereunto fully authorized.
West Bancorporation, Inc.
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(Registrant)
October 28, 2002 By: /s/ Douglas R. Gulling
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Dated Douglas R. Gulling
Chief Financial Officer
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