1. Name and Address of Reporting Person
Immelt, Mark W.
371 Heathwood
Hamilton, OH 45013
2. Issuer Name and Ticker or Trading Symbol
First Financial Bancorp (FFBC)
3. IRS or Social Security Number of Reporting Person (Voluntary)
015-34-6614
4. Statement for Month/Day/Year
01/22/2003
5. If Amendment, Date of Original (Month/Day/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
( ) Director ( ) 10% Owner
(X) Officer (give title below) ( ) Other (specify below)
Executive Officer of Affiliate
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
TABLE I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
+------------------------------+----------+----------+---------+--------------------------+--------------+-----------+------------+
|1. Title of Security |2. Trans- |2A.Execu- |3. Trans-|4. Securities Acquired (A)|5. Amount of |6. Owner- |7. Nature |
| | action | action | action| or Disposed of (D) |Securities | ship | of In- |
| | Date | Date | Code | |Beneficially | Form: | direct |
| | | | | |Owned | Direct | Bene- |
| | (Month/ | (Month/ | | |Following | (D) or | ficial |
| | Day/ | Day/ +-----+---+-----------+---+----------+Reported | Indirect| Owner- |
| | Year) | Year) |Code |V |Amount |A/D|Price |Transaction(s)| (I) | ship |
+------------------------------+----------+----------+-----+---+-----------+---+----------+--------------+-----------+------------+
Common Stock 01/22/2003 J 3750 A $0.0000 13494 D
Common Stock 1035 I 401-K
Common Stock 01/22/2003 J -3750 D $0.0000 I Restricted
Common Stock 01/22/2003 A 8500 A $0.0000 30321 I Restricted
TABLE II -- Derivative Securities Acquired, Disposed of, or Beneficially Owned
+----------+--------+-------+-------+---------+-----------+---------------------+----------------+----------+-------+-------+------+
|1. |2. |3. |3A. |4. |5. |6. |7. |8. |9. |10. |11. |
| | | | | | | | | |Number |Owner- | |
| | | | | | | | | |of |ship | |
| | | | | | | | | |Deriv- |Form of| |
| | | | | | | |Title and Amount| |ative |Deriv- | |
| | | | | | | |of Underlying | |Secur- |ative |Nature|
| |Conver- |Trans- |Execu- | |Number of | |Securities | |ities |Secur- |of |
| |sion or |action |tion | |Derivative |Date Exercisable +-------+--------+ |Benefi-|ity: |In- |
| |Exercise|Date |Date | |Securities |and Expiration Date | |Amount | |cially |Direct |direct|
| |Price of| | |Transac- |Acquired(A)|(Month/Day/Year) | |or | |Owned |(D) or |Bene- |
|Title of |Deriv- |(Month/|(Month/|tion Code|Disposed(D)+----------+----------+ |Number |Price of | |In- |ficial|
|Derivative|ative | Day/ | Day/ +------+--+-----+-----+Date Exer-|Expira- | |of |Derivative| |direct |Owner-|
|Security |Security|Year) |Year) |Code |V |(A) |(D) |cisable |tion Date |Title |Shares |Security | |(I) |ship |
+----------+--------+-------+-------+------+--+-----+-----+----------+----------+-------+--------+----------+-------+-------+------+
1997 (ISO) $11.1342 01/28/2007 Common 1640 D
Stock Stock
Option
1998 (ISO) $19.087 01/27/2008 Common 5238 D
Stock Stock
Option
1998 (NQ) $19.087 01/27/2008 Common 7468 D
Stock Stock
Option
1999 (ISO) $19.1017 01/25/2009 Common 4201 D
Stock Stock
Option
1999 (NQ) $19.1017 01/25/2009 Common 13124 D
Stock Stock
Option
2000 (ISO) $17.56 01/24/2010 Common 5694 D
Stock Stock
Option
2000 (NQ) $17.56 01/24/2010 Common 28116 D
Stock Stock
Option
2001 (ISO) $16.0124 01/22/2011 Common 6244 D
Stock Stock
Option
2001 (NQ) $16.0124 01/22/2011 Common 4256 D
Stock Stock
Option
2002 (ISO) $17.2 01/17/2012 Common 5813 D
Stock Stock
Option
2002 (NQ) $17.2 01/17/2012 Common 4187 D
Stock Stock
Option
2003 (ISO) $16.58 01/22/2 A 6031 01/22/2004 01/22/2013 Common 6031 $16.5800 6031 D
Stock 003 Stock
Option
2003 (NQ) $16.58 01/22/2 A 3969 01/22/2004 01/22/2013 Common 3969 $16.5800 3969 D
Stock 003 Stock
Option
Explanation of Responses:
Vesting of Restricted Stock Award
Pursuant to FFBC Stock Option / Award Plan(s)
SIGNATURE OF REPORTING PERSON
/s/ Terri J. Ziepfel
DATE
01/23/2003