UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 12/31/06 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: PEOPLES BANK, NATINAL ASSOCIATION Address: 138 PUTNAM STREET MARIETTA, OH 45750 13F File Number:28 - _________________________________ The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: DAVID T WESEL, Title: EXECUTIVE VICE PRESIDENT & PRESIDENT PEOPLES FINANCIAL ADVISORS Phone: 740-373-2932 Signature, Place, and Date of Signing: /s/ DAVID T. WESEL MARIETTA, OH JANUARY 07, 2007 ---------------- -------------- ----------------- David T. Wesel City, State Date Report Type (Check only one.): [ X ] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 147 Form 13F Information Table Entry Total: $144,310 List of Other Included Managers: NONE FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------ AT&T INC COM 00206R102 493 13805 SH SOLE 13605 200 ABBOTT LABORATORIES COM 002824100 723 14860 SH SOLE 13060 1800 ABBOTT LABORATORIES COM 002824100 79 1630 SH OTHER 1630 AMERICAN INTL GROUP INC COM 026874107 615 8590 SH SOLE 8590 AMERICAN INTL GROUP INC COM 026874107 20 280 SH OTHER 280 BP AMOCO PLC SPONS ADR COM 055622104 1130 16852 SH SOLE 15602 1250 BP AMOCO PLC SPONS ADR COM 055622104 398 5935 SH OTHER 5935 BANK OF AMERICA CORP COM 060505104 1827 34225 SH SOLE 32725 1500 BANK OF AMERICA CORP COM 060505104 72 1350 SH OTHER 1350 BELLSOUTH CORP COMMON COM 079860102 376 7996 SH SOLE 7996 BELLSOUTH CORP COMMON COM 079860102 7 156 SH OTHER 156 BEMIS COMPANY COM 081437105 301 8860 SH SOLE 7230 1630 BEMIS COMPANY COM 081437105 11 335 SH OTHER 335 CVS CORPORATION COM 126650100 200 6485 SH SOLE 5100 1385 CAMCO FINANCIAL CORP COM 132618109 628 49285 SH SOLE 49285 CHEVRON CORPORATION COM 166764100 1969 26788 SH SOLE 25988 800 CHEVRON CORPORATION COM 166764100 400 5450 SH OTHER 5450 CISCO SYSTEMS COM 17275R102 771 28215 SH SOLE 28215 CISCO SYSTEMS COM 17275R102 87 3205 SH OTHER 3205 COCA COLA CO COMMON COM 191216100 246 5110 SH SOLE 5110 COCA COLA CO COMMON COM 191216100 55 1140 SH OTHER 1140 COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 424 5505 SH SOLE 5505 COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 12 160 SH OTHER 160 COLGATE PALMOLIVE COM 194162103 471 7220 SH SOLE 7220 COLGATE PALMOLIVE COM 194162103 11 180 SH OTHER 180 DANAHER CORP COM 235851102 509 7040 SH SOLE 5975 1065 DANAHER CORP COM 235851102 46 640 SH OTHER 640 DOW JONES INDUSTRIAL TRUST SER COM 252787106 1621 13030 SH SOLE 12800 230 DOW CHEMICAL CO COM 260543103 391 9801 SH SOLE 9801 DOW CHEMICAL CO COM 260543103 11 300 SH OTHER 300 EMERSON ELECTRIC COMMON COM 291011104 142 3222 SH SOLE 3222 EMERSON ELECTRIC COMMON COM 291011104 75 1708 SH OTHER 1708 EXELON CORPORATION COM 30161N101 500 8091 SH SOLE 8091 EXELON CORPORATION COM 30161N101 15 255 SH OTHER 255 EXXON MOBIL CORPORATION COM 30231G102 3784 49385 SH SOLE 45705 3680 EXXON MOBIL CORPORATION COM 30231G102 158 2070 SH OTHER 2070 FIRST FEDERAL DOVER FINANCIAL COM 30243C107 265 15150 SH DEFINED 15150 FIFTH THIRD BANCORP COM 316773100 420 10283 SH SOLE 10283 FORTUNE BRANDS INC COM 349631101 1800 21088 SH SOLE 20203 885 GENERAL ELECTRIC CO COMMON COM 369604103 2645 71091 SH SOLE 69191 1900 GENERAL ELECTRIC CO COMMON COM 369604103 393 10581 SH DEFINED 10581 GENERAL ELECTRIC CO COMMON COM 369604103 194 5225 SH OTHER 5225 GLAXO SMITHKLINE PLC ADR COM 37733W105 189 3600 SH SOLE 2870 730 GLAXO SMITHKLINE PLC ADR COM 37733W105 13 250 SH OTHER 250 GOLDMAN SACHS GROUP COM 38141G104 578 2900 SH SOLE 2900 HEARTLAND BANCORP COM 421962101 4071 113102 SH DEFINED 113102 HOME DEPOT COM 437076102 217 5417 SH SOLE 4487 930 HUNTINGTON BANCSHARES COM 446150104 819 34515 SH SOLE 34515 HUNTINGTON BANCSHARES COM 446150104 38 1641 SH OTHER 1641 ITT CORPORATION COM 450911102 402 7085 SH SOLE 7085 ITT CORPORATION COM 450911102 22 400 SH OTHER 400 INTEL CORP COM 458140100 442 21842 SH SOLE 21842 ISHARES S & P 100 INDEX FUND COM 464287101 2124 32156 SH SOLE 32156 ISHARES S & P 100 INDEX FUND COM 464287101 189 2862 SH OTHER 2862 ISHARES DJ SELECT DIV COM 464287168 2294 32447 SH SOLE 32447 ISHARES DJ SELECT DIV COM 464287168 158 2234 SH OTHER 1874 360 I SHARES S & P 500 INDEX COM 464287200 2456 17300 SH SOLE 17300 I SHARES S & P 500 INDEX COM 464287200 426 3000 SH OTHER 3000 ISHARES LEHMAN AGGREGATE FUND COM 464287226 627 6289 SH SOLE 6289 ISHARES MSCI EMERGING MARKET COM 464287234 438 3845 SH SOLE 3845 ISHARES MSCI EMERGING MARKET COM 464287234 25 225 SH OTHER 225 I SHARES S&P 500 BARRA GROWTH COM 464287309 2701 41611 SH SOLE 41611 I SHARES S&P 500 BARRA GROWTH COM 464287309 9 148 SH OTHER 148 ISHARES GOLDMAN SACHS NATURAL COM 464287374 647 6377 SH SOLE 6377 I SHARES S&P 500 BARRA VALUE COM 464287408 1499 19505 SH SOLE 19505 I SHARES S&P 500 BARRA VALUE COM 464287408 40 530 SH OTHER 530 ISHARES MSCI EAFE INDEX FOREIG COM 464287465 12822 175126 SH SOLE 174366 760 ISHARES MSCI EAFE INDEX FOREIG COM 464287465 923 12610 SH OTHER 11880 730 ISHARES RUSSELL MIDCAP VALUE COM 464287473 294 2014 SH SOLE 2014 ISHARES RUSSELL MIDCAP GROWTH COM 464287481 994 9647 SH SOLE 9647 ISHARES RUSSELL MIDCAP COM 464287499 467 4683 SH SOLE 4683 I SHARES S&P 400 MIDCAP COM 464287507 2938 36654 SH SOLE 36259 395 I SHARES S&P 400 MIDCAP COM 464287507 371 4635 SH OTHER 4635 I SHARES RUSSELL 1000 VALUE COM 464287598 3644 44065 SH SOLE 43795 270 I SHARES RUSSELL 1000 VALUE COM 464287598 84 1020 SH OTHER 795 225 I SHARES RUSSELL 1000 GROWTH COM 464287614 3416 62084 SH SOLE 61834 250 I SHARES RUSSELL 1000 GROWTH COM 464287614 196 3575 SH OTHER 3260 315 I SHARES RUSSELL 1000 COM 464287622 4061 52858 SH SOLE 52858 I SHARES RUSSELL 1000 COM 464287622 953 12410 SH OTHER 11735 675 I SHARES RUSSELL 2000 COM 464287655 398 5108 SH SOLE 5108 I SHARES S&P 400 MIDCAP VALUE COM 464287705 948 11972 SH SOLE 11972 ISHARES DJ US TELECOM COM 464287713 339 11465 SH SOLE 11465 ISHARES DJ US TELECOM COM 464287713 5 200 SH OTHER 200 ISHARES DJ US TECHNOLOGY COM 464287721 280 5151 SH SOLE 5151 ISHARES DJ US TECHNOLOGY COM 464287721 8 160 SH OTHER 160 ISHARES DJ US REAL ESTATE COM 464287739 1433 17196 SH SOLE 17196 ISHARES DJ US REAL ESTATE COM 464287739 34 410 SH OTHER 190 220 ISHARES DJ US ENERGY SECTOR COM 464287796 252 2475 SH SOLE 2475 I SHARES S&P 600 SMALL CAP COM 464287804 1442 21855 SH SOLE 21535 320 ISHARES S&P EUROPE 350 INDEX F COM 464287861 1952 18598 SH SOLE 18598 ISHARES S&P EUROPE 350 INDEX F COM 464287861 196 1871 SH OTHER 1781 90 ISHARES KLD INDEX COM 464288802 546 9250 SH SOLE 9250 JOHNSON & JOHNSON COM 478160104 823 12471 SH SOLE 12471 JOHNSON & JOHNSON COM 478160104 39 600 SH OTHER 600 MCDONALDS CORP COM 580135101 205 4630 SH SOLE 4630 MCDONALDS CORP COM 580135101 21 480 SH OTHER 480 MEDTRONIC INC COM 585055106 444 8315 SH SOLE 8315 MERRILL LYNCH COM 590188108 266 2865 SH SOLE 2865 MERRILL LYNCH COM 590188108 13 150 SH OTHER 150 MICROSOFT COM 594918104 613 20530 SH SOLE 20530 MICROSOFT COM 594918104 72 2440 SH OTHER 2440 NOVARTIS AG COM 66987V109 506 8825 SH SOLE 8825 NOVARTIS AG COM 66987V109 12 210 SH OTHER 210 NUVEEN MUNICIPAL MARKET OPPORT COM 67062W103 172 11300 SH SOLE 11300 NUVEEN OHIO DIVID ADVANTAGE FD COM 67071V104 207 14166 SH SOLE 14166 ORACLE CORPORATION COM 68389X105 477 27837 SH SOLE 27837 ORACLE CORPORATION COM 68389X105 17 1025 SH OTHER 1025 PEABODY ENERGY CORP COM 704549104 226 5600 SH SOLE 5600 PEOPLES BANCORP INC. COM 709789101 7761 261326 SH SOLE 212511 612034 PEOPLES BANCORP INC. COM 709789101 23158 779721 SH OTHER 167687 48815 PEPSICO COM 713448108 714 11423 SH SOLE 11423 PEPSICO COM 713448108 42 675 SH OTHER 675 PRICE T ROWE GROUP INC COM 74144T108 204 4670 SH SOLE 4670 PROCTER & GAMBLE COMPANY COMMO COM 742718109 1510 23498 SH SOLE 23498 PROCTER & GAMBLE COMPANY COMMO COM 742718109 73 1140 SH OTHER 1140 ROCKY BRANDS INC COM 774515100 2848 176729 SH OTHER 23005 153724 RYDEX S&P 500 EQUAL-WEIGHT EFT COM 78355W106 2932 61944 SH SOLE 61944 RYDEX S&P 500 EQUAL-WEIGHT EFT COM 78355W106 236 4996 SH OTHER 4996 S & P 500 DEPOSITARY RECEIPT S COM 78462F103 5759 40670 SH SOLE 40670 S & P 500 DEPOSITARY RECEIPT S COM 78462F103 113 800 SH OTHER 800 SIMON PPTY GROUP INC NEW COM 828806109 436 4312 SH SOLE 4312 SIMON PPTY GROUP INC NEW COM 828806109 51 504 SH OTHER 504 SKY FINANCIAL GROUP INC COM 83080P103 205 7205 SH DEFINED 7205 STAPLES INC COM 855030102 256 9594 SH SOLE 9594 TARGET CORPORATION COM 87612E106 808 14174 SH SOLE 13279 895 TARGET CORPORATION COM 87612E106 24 425 SH OTHER 425 3M COMPANY COM 88579Y101 336 4320 SH SOLE 3020 1300 3M COMPANY COM 88579Y101 15 200 SH OTHER 200 US BANCORP DEL COM 902973304 304 8405 SH SOLE 4110 4295 UNITED BANKSHARES INC COM 909907107 1312 33948 SH SOLE 33948 UNITED TECHNOLOGIES INC COM 913017109 1098 17570 SH SOLE 16325 1245 UNITED TECHNOLOGIES INC COM 913017109 23 370 SH OTHER 370 VERIZON COMMUNICATIONS COM 92343V104 404 10867 SH SOLE 10867 VERIZON COMMUNICATIONS COM 92343V104 25 676 SH OTHER 676 WACHOVIA CORP COM 929903102 402 7076 SH SOLE 7076 WALGREEN CO COMMON COM 931422109 555 12105 SH SOLE 6105 6000 WALGREEN CO COMMON COM 931422109 44 960 SH OTHER 960 WELLS FARGO AND COMPANY COM 949746101 645 18145 SH SOLE 16255 1890 WESBANCO COM 950810101 207 6191 SH SOLE 6191 WESBANCO COM 950810101 48 1460 SH OTHER 1460 WM WRIGLEY JR COMPANY COM 982526105 410 7930 SH SOLE 7930 WM WRIGLEY JR COMPANY COM 982526105 20 400 SH OTHER 400 WYETH COMM COM 983024100 2797 54940 SH SOLE 54940 WYETH COMM COM 983024100 152 3000 SH OTHER 3000 ACCENTURE LTD CLASS A COM G1150G111 537 14550 SH SOLE 12680 1870 ACCENTURE LTD CLASS A COM G1150G111 18 500 SH OTHER 500