UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/04
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: PEOPLES BANK, NATIONAL ASSOCIATION
Address: 138 PUTNAM STREET
MARIETTA, OH 45750
13F File Number: 28 - ___________________
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: DAVID B BAKER
Title: PRESIDENT - INVESTMENT & INSURANCE SERVICE
Phone: 740-374-6108
Signature, Place, and Date of Signing:
/s/ DAVID B. BAKER MARIETTA, OH OCTOBER 26, 2004
-------------- ------------ ----------------
[Signature] [City/State] [Date]
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 169
Form 13F Information Table Entry Total: $149,156
List of Other Included Managers:
NONE
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
ABBOTT LABORATORIES COM 002824100 975 23025 SH SOLE 23025
ABBOTT LABORATORIES COM 002824100 12 301 SH OTHER 301
AMBAC FINANCIAL GROUP COM 023139108 249 3115 SH SOLE 1490 1625
AMBAC FINANCIAL GROUP COM 023139108 7 100 SH OTHER 100
AMERICAN EXPRESS COM 025816109 257 4998 SH SOLE 4998
AMERICAN EXPRESS COM 025816109 10 200 SH OTHER 200
AMERICAN INTL GROUP INC COM 026874107 872 12827 SH SOLE 12827
AMERICAN INTL GROUP INC COM 026874107 24 364 SH OTHER 364
ANHEUSER-BUSCH COM 035229103 301 6041 SH SOLE 5415 626
ANHEUSER-BUSCH COM 035229103 9 200 SH OTHER 200
APACHE CORPORATION COM 037411105 336 6720 SH SOLE 3520 3200
APACHE CORPORATION COM 037411105 25 514 SH OTHER 514
AVON PRODUCTS COM 054303102 204 4680 SH SOLE 4680
BP AMOCO PLC SPONS ADR COM 055622104 1540 26785 SH SOLE 25470 1315
BP AMOCO PLC SPONS ADR COM 055622104 360 6263 SH OTHER 6263
BANK OF AMERICA CORP COM 060505104 3256 75166 SH SOLE 71396 3770
BANK OF AMERICA CORP COM 060505104 48 1124 SH OTHER 1124
BELLSOUTH CORP COMMON COM 079860102 307 11350 SH SOLE 11350
BELLSOUTH CORP COMMON COM 079860102 23 876 SH OTHER 876
BELMONT BANCORP COM 080162100 186 32900 SH DEFINED 32900
BLACK & DECKER COM 091797100 421 5440 SH SOLE 2410 3030
BLACK & DECKER COM 091797100 40 525 SH OTHER 525
BOB EVANS FARMS INC COMMON COM 096761101 1762 64890 SH SOLE 64890
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 301 12717 SH SOLE 12717
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 9 400 SH OTHER 400
CAMCO FINANCIAL CORP COM 132618109 568 38462 SH SOLE 38462
CHEVRONTEXACO CORP COM COM 166764100 2525 47091 SH SOLE 47091
CHEVRONTEXACO CORP COM COM 166764100 351 6550 SH OTHER 6550
CISCO SYSTEMS COM 17275R102 948 52376 SH SOLE 52376
CISCO SYSTEMS COM 17275R102 52 2912 SH OTHER 2912
CITIGROUP INC COMMON COM 172967101 533 12097 SH SOLE 8927 3170
CITIGROUP INC COMMON COM 172967101 65 1485 SH OTHER 1485
COCA COLA CO COMMON COM 191216100 679 16976 SH SOLE 16976
COCA COLA CO COMMON COM 191216100 53 1340 SH OTHER 1340
DANAHER CORP COM 235851102 504 9830 SH SOLE 9830
DANAHER CORP COM 235851102 32 640 SH OTHER 640
DELL INC COM 24702R101 495 13928 SH SOLE 13928
DELL INC COM 24702R101 29 840 SH OTHER 840
DOW JONES INDUSTRIAL TRUST SER COM 252787106 1874 18581 SH SOLE 18581
DOW JONES INDUSTRIAL TRUST SER COM 252787106 51 513 SH OTHER 513
DOW CHEMICAL CO COMMON COM 260543103 1129 24995 SH SOLE 24995
DOW CHEMICAL CO COMMON COM 260543103 13 300 SH OTHER 300
DU PONT E I DE NEMOURS & CO CO COM 263534109 620 14495 SH SOLE 14495
DU PONT E I DE NEMOURS & CO CO COM 263534109 79 1857 SH OTHER 1857
EXXON MOBIL CORPORATION COM 30231G102 5169 106968 SH SOLE 103988 2980
EXXON MOBIL CORPORATION COM 30231G102 257 5329 SH OTHER 5329
FIRST FEDERAL DOVER FINANCIAL COM 30243C107 199 15150 SH DEFINED 15150
FIRST FEDERAL DOVER FINANCIAL COM 30243C107 11 850 SH OTHER 850
FNMA COMMON COM 313586109 371 5857 SH SOLE 5857
FNMA COMMON COM 313586109 9 151 SH OTHER 151
FIFTH THIRD BANCORP COM 316773100 877 17819 SH SOLE 17819
FIRST DATA CORPORATION COM 319963104 426 9816 SH SOLE 9816
FIRST DATA CORPORATION COM 319963104 18 435 SH OTHER 435
FIRST FEDERAL BANCORP INC OHIO COM 319966107 566 42800 SH DEFINED 42800
GANNETT CO INC COMMON COM 364730101 774 9247 SH SOLE 7621 1626
GANNETT CO INC COMMON COM 364730101 1176 14046 SH OTHER 14046
GENERAL ELECTRIC CO COMMON COM 369604103 5092 151650 SH SOLE 149480 2170
GENERAL ELECTRIC CO COMMON COM 369604103 178 5317 SH OTHER 5317
GENERAL MILLS COM 370334104 226 5051 SH SOLE 5051
HEARTLAND BANCORP COM 421962101 4035 102820 SH DEFINED 102820
HEWLETT PACKARD COM 428236103 578 30836 SH SOLE 30836
HEWLETT PACKARD COM 428236103 1 101 SH OTHER 101
HOCKING VALLEY BANCSHARES COM 434160107 148 358 SH SOLE 358
HOCKING VALLEY BANCSHARES COM 434160107 67 162 SH OTHER 162
HOME DEPOT COM 437076102 1053 26869 SH SOLE 23349 3520
INTEL CORP COM 458140100 1899 94711 SH SOLE 94711
INTEL CORP COM 458140100 28 1420 SH OTHER 1420
INTERNATIONAL BUSINESS MACH CO COM 459200101 542 6325 SH SOLE 6325
INTERNATIONAL BUSINESS MACH CO COM 459200101 109 1280 SH OTHER 1280
ISHARES DJ SELECT DIV COM 464287168 3512 61190 SH SOLE 61190
ISHARES DJ SELECT DIV COM 464287168 377 6585 SH OTHER 4885 1700
I SHARES S & P 500 INDEX COM 464287200 1642 14695 SH SOLE 14695
I SHARES S&P 500 BARRA GROWTH COM 464287309 349 6487 SH SOLE 6487
I SHARES S&P 500 BARRA VALUE COM 464287408 2620 45535 SH SOLE 45535
ISHARES MSCI INDEX - FOREIGN S COM 464287465 5443 38498 SH SOLE 38498
ISHARES MSCI INDEX - FOREIGN S COM 464287465 641 4536 SH OTHER 4079 457
ISHARES RUSSELL MIDCAP GROWTH COM 464287481 1046 14107 SH SOLE 14107
ISHARES RUSSELL MIDCAP GROWTH COM 464287481 27 375 SH OTHER 320 55
ISHARES RUSSELL MIDCAP COM 464287499 292 4165 SH SOLE 4165
I SHARES S&P 400 MIDCAP COM 464287507 3542 29805 SH SOLE 29805
I SHARES S&P 400 MIDCAP COM 464287507 312 2628 SH OTHER 1935 693
I SHARES RUSSELL 1000 VALUE COM 464287598 3228 53318 SH SOLE 53318
I SHARES RUSSELL 1000 VALUE COM 464287598 610 10080 SH OTHER 8610 1470
I SHARES RUSSELL 1000 GROWTH COM 464287614 2320 51335 SH SOLE 51335
I SHARES RUSSELL 1000 GROWTH COM 464287614 98 2190 SH OTHER 2190
I SHARES RUSSELL 1000 COM 464287622 2396 40171 SH SOLE 40171
I SHARES RUSSELL 1000 COM 464287622 712 11940 SH OTHER 11940
I SHARES RUSSELL 2000 COM 464287655 264 2321 SH SOLE 2321
I SHARES RUSSELL 2000 COM 464287655 61 542 SH OTHER 175 367
ISHARES DJ US UTILITIES COM 464287697 199 3228 SH SOLE 3228
ISHARES DJ US UTILITIES COM 464287697 5 81 SH OTHER 81
I SHARES S&P 400 MIDCAP VALUE COM 464287705 2681 23262 SH SOLE 23262
I SHARES S&P 400 MIDCAP VALUE COM 464287705 97 842 SH OTHER 542 300
ISHARES DJ US TECHNOLOGY COM 464287721 609 14179 SH SOLE 14179
ISHARES DJ US TECHNOLOGY COM 464287721 27 633 SH OTHER 308 325
I SHARES S&P 600 SMALL CAP COM 464287804 1521 10547 SH SOLE 10547
I SHARES S&P 600 SMALL CAP COM 464287804 46 320 SH OTHER 320
ISHARES DJ US BASIC MATERIALS COM 464287838 233 4946 SH SOLE 4946
ISHARES DJ US BASIC MATERIALS COM 464287838 18 382 SH OTHER 112 270
I SHARES S&P 600 SMALL CAP VAL COM 464287879 762 6975 SH SOLE 6975
I SHARES S&P 600 SMALL CAP GRO COM 464287887 294 3120 SH SOLE 3120
J P MORGAN CHASE & CO COM 46625H100 232 5842 SH SOLE 5842
J P MORGAN CHASE & CO COM 46625H100 72 1813 SH OTHER 1400 413
JOHNSON & JOHNSON COM 478160104 1768 31387 SH SOLE 31387
JOHNSON & JOHNSON COM 478160104 36 650 SH OTHER 650
JOHNSON CONTROLS COM 478366107 218 3850 SH SOLE 1200 2650
KIMBERLY-CLARK CORP COMMON COM 494368103 196 3044 SH SOLE 3044
KIMBERLY-CLARK CORP COMMON COM 494368103 32 500 SH OTHER 500
ELI LILLY COM 532457108 357 5958 SH SOLE 5958
ELI LILLY COM 532457108 42 700 SH OTHER 700
MARATHON OIL CORP COM 565849106 238 5780 SH SOLE 790 4990
MASSEY ENERGY COM 576206106 226 7830 SH SOLE 7830
MEDTRONIC INC COM 585055106 211 4075 SH SOLE 4075
MEDTRONIC INC COM 585055106 10 200 SH OTHER 200
MERCK & CO INC COM 589331107 258 7827 SH SOLE 7252 575
MICROSOFT COM 594918104 1201 43464 SH SOLE 43464
MICROSOFT COM 594918104 56 2060 SH OTHER 2060
MORGAN STANLEY COM 617446448 203 4119 SH SOLE 3253 866
MORGAN STANLEY COM 617446448 10 220 SH OTHER 220
NASDAQ 100 SHARE INDEX COM 631100104 370 10533 SH SOLE 10533
NASDAQ 100 SHARE INDEX COM 631100104 6 195 SH OTHER 195
NATL CITY CORP CLEVELAND COMMO COM 635405103 245 6354 SH SOLE 6354
NATL CITY CORP CLEVELAND COMMO COM 635405103 13 360 SH OTHER 360
NIKE CLASS B COM 654106103 195 2475 SH SOLE 2475
NIKE CLASS B COM 654106103 15 200 SH OTHER 200
ORACLE CORPORATION COM 68389X105 101 9017 SH SOLE 9017
ORACLE CORPORATION COM 68389X105 12 1100 SH OTHER 1100
P P G INDUSTRIES INC COMMON COM 693506107 322 5266 SH SOLE 5266
PEOPLES BANCORP INC. COM 709789101 6467 245721 SH SOLE 182778 152392
PEOPLES BANCORP INC. COM 709789101 22356 849374 SH OTHER 62943 696982
PEPSICO COM 713448108 964 19827 SH SOLE 19827
PEPSICO COM 713448108 38 787 SH OTHER 787
PFIZER INC COMMON COM 717081103 1162 37989 SH SOLE 34129 3860
PFIZER INC COMMON COM 717081103 138 4513 SH OTHER 4513
PROCTER & GAMBLE COMPANY COMMO COM 742718109 1772 32751 SH SOLE 32751
PROCTER & GAMBLE COMPANY COMMO COM 742718109 50 940 SH OTHER 940
ROCKY SHOES & BOOTS COM 774830103 4003 228777 SH OTHER 31005 197772
ISHARES RYDEX S&P EQUAL WEIGHT COM 78355W106 5415 38845 SH SOLE 38845
ISHARES RYDEX S&P EQUAL WEIGHT COM 78355W106 452 3243 SH OTHER 2283 960
SBC COMMUNICATIONS INC COM 78387G103 464 17899 SH SOLE 17899
SBC COMMUNICATIONS INC COM 78387G103 33 1300 SH OTHER 1300
S & P 500 DEPOSITARY RECEIPT S COM 78462F103 2851 25515 SH SOLE 25515
S & P 500 DEPOSITARY RECEIPT S COM 78462F103 153 1370 SH OTHER 1370
STAPLES INC COM 855030102 213 7154 SH SOLE 7154
STRYKER COM 863667101 192 4000 SH SOLE 4000
STRYKER COM 863667101 96 2000 SH OTHER 2000
TARGET CORPORATION COM 87612E106 728 16089 SH SOLE 16089
TARGET CORPORATION COM 87612E106 21 480 SH OTHER 480
3M COMPANY COM 88579Y101 1468 18358 SH SOLE 18358
3M COMPANY COM 88579Y101 16 208 SH OTHER 208
US BANCORP DEL COM 902973304 383 13280 SH SOLE 13280
US BANCORP DEL COM 902973304 0 32 SH OTHER 32
UNITED BANKSHARES INC COM 909907107 1133 32700 SH SOLE 32700
UNITED TECHNOLOGIES INC COM 913017109 1370 14680 SH SOLE 13140 1540
UNITED TECHNOLOGIES INC COM 913017109 27 293 SH OTHER 293
UNIZAN FINANCIAL CORP COM 91528W101 1032 37380 SH SOLE 37380
VERIZON COMMUNICATIONS COM 92343V104 830 21086 SH SOLE 21086
VERIZON COMMUNICATIONS COM 92343V104 58 1478 SH OTHER 1478
WACHOVIA CORP COM 929903102 617 13152 SH SOLE 13152
WAL MART STORES INC COM 931142103 846 15914 SH SOLE 15914
WAL MART STORES INC COM 931142103 36 680 SH OTHER 680
WALGREEN CO COMMON COM 931422109 657 18360 SH SOLE 18360
WALGREEN CO COMMON COM 931422109 32 894 SH OTHER 894
WELLS FARGO AND COMPANY COM 949746101 1260 21134 SH SOLE 18429 2705
WELLS FARGO AND COMPANY COM 949746101 22 381 SH OTHER 381
WESBANCO COM 950810101 342 11791 SH SOLE 11791
WESBANCO COM 950810101 92 3185 SH OTHER 1425 1760
WYETH COMM COM 983024100 2683 71740 SH SOLE 71740
WYETH COMM COM 983024100 112 3000 SH OTHER 3000