FWP

Free Writing Prospectus

(To the Prospectus dated April 4, 2011, as supplemented by

the Prospectus Supplement dated July 24, 2013)

 

Filed Pursuant to Rule 433

Registration Statement No. 333-173299

July 30, 2013

 

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Results

Zions Bancorporation / Preferred Stock

Series A Floating-Rate Non-Cumulative Perpetual Preferred, S&P:BB | Fitch:B | DBRS:B | Kroll:BB

Zions Bancorporation will not redeem any shares of Series A Preferred Stock for at least five years after the date of the issuance of the depositary shares offered by this auction (prospectus supplement page S-6).

Notice: The auction has been extended until 7/30/2013 3:01:40 PM EDT.

Auction Status: CLOSED Security Type: Preferred Stock Auction Start: 7/29/2013 9:00 AM EDT Coupon 4.000% Auction End: 7/30/2013 3:01 PM EDT

Last Update: 7/30/2013 3:07:51 PM EDT

Offering Documents

Auction Details

ISSUE INFORMATION BIDDING INFORMATION

CUSIP Number: 98973A104 Auction Phase: Pricing Minimum Offering: 200,000 Units Offered: 236,279 Maximum Offering: 4,000,000 Number of Bidders: 67 Sizing Phase End: 7/29/2013 7:00 PM EDT Number of Bids: 89 Min. Price: $ 21.50 Units Bid: 299,095 Max. Price: $ 23.25 Coverage: 126.59% Price Increment: $ 0.01 Highest Bid: $ 23.25 Lowest Bid: $ 21.50 About the Issuer

Bid Spread: $ 1.75 Num. Bids Accepted: 77 Num. Bidders with Bids Accepted: 60 Highest Bid Accepted: $ 23.25 Lowest Bid Accepted: $ 21.55 Final Market-Clearing Price: $ 21.55

Bids Final Market-Clearing Price: $ 21.55

Amount Bidder Units Price Timestamp Awarded Due

#33645 25,000 $ 23.25 7/29/2013 9:00:37 AM 25,000 units $ 538,750.00 #6561 1,300 $ 23.25 7/29/2013 9:01:15 AM 1,300 units $ 28,015.00 #33674 2,614 $ 23.25 7/29/2013 9:02:09 AM 2,614 units $ 56,331.70 #33677 215 $ 23.25 7/29/2013 9:06:30 AM 215 units $ 4,633.25 #28020 400 $ 23.25 7/29/2013 9:17:21 AM 400 units $ 8,620.00 #25702 7,000 $ 23.25 7/29/2013 9:40:01 AM 7,000 units $ 150,850.00 #33678 581 $ 23.25 7/29/2013 9:47:43 AM 581 units $ 12,520.55 #32909 1,400 $ 23.25 7/29/2013 9:48:34 AM 1,400 units $ 30,170.00 #9610 500 $ 23.25 7/29/2013 9:53:16 AM 500 units $ 10,775.00


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#34854 20,000 $ 23.25 7/29/2013 10:10:58 AM 20,000 units $ 431,000.00 #13718 580 $ 23.25 7/29/2013 10:11:36 AM 580 units $ 12,499.00 #35212 4,000 $ 23.25 7/29/2013 11:41:50 AM 4,000 units $ 86,200.00 #35211 1,400 $ 23.25 7/29/2013 11:47:40 AM 1,400 units $ 30,170.00 #35163 430 $ 23.25 7/29/2013 11:52:31 AM 430 units $ 9,266.50 #35210 2,000 $ 23.25 7/29/2013 11:52:40 AM 2,000 units $ 43,100.00 #35209 2,000 $ 23.25 7/29/2013 11:56:05 AM 2,000 units $ 43,100.00 #35208 1,000 $ 23.25 7/29/2013 12:04:30 PM 1,000 units $ 21,550.00 #35207 1,190 $ 23.25 7/29/2013 12:14:33 PM 1,190 units $ 25,644.50 #35213 172 $ 23.25 7/29/2013 12:28:27 PM 172 units $ 3,706.60 #35206 8,000 $ 23.25 7/29/2013 12:46:24 PM 8,000 units $ 172,400.00 #35205 5,000 $ 23.25 7/29/2013 1:49:46 PM 5,000 units $ 107,750.00 #28519 500 $ 23.25 7/29/2013 2:02:08 PM 500 units $ 10,775.00 #31999 5,000 $ 23.25 7/29/2013 3:21:49 PM 5,000 units $ 107,750.00 #35204 640 $ 23.25 7/29/2013 3:45:42 PM 640 units $ 13,792.00 #35203 510 $ 23.25 7/29/2013 3:49:12 PM 510 units $ 10,990.50 #34854 2,000 $ 23.25 7/29/2013 4:32:19 PM 2,000 units $ 43,100.00 #35202 4,000 $ 23.25 7/29/2013 5:34:25 PM 4,000 units $ 86,200.00 #35201 4,000 $ 23.25 7/29/2013 6:52:46 PM 4,000 units $ 86,200.00 #35164 1,500 $ 23.25 7/29/2013 7:03:43 PM 1,500 units $ 32,325.00 #23676 1,000 $ 23.25 7/30/2013 9:21:09 AM 1,000 units $ 21,550.00 #21466 350 $ 23.25 7/30/2013 10:25:01 AM 350 units $ 7,542.50 #35200 3,000 $ 23.25 7/30/2013 12:01:06 PM 3,000 units $ 64,650.00 #35199 3,000 $ 23.25 7/30/2013 12:03:45 PM 3,000 units $ 64,650.00 #35070 5,000 $ 23.25 7/30/2013 12:08:08 PM 5,000 units $ 107,750.00 #31876 430 $ 23.20 7/29/2013 12:30:57 PM 430 units $ 9,266.50 #25702 3,000 $ 23.00 7/29/2013 9:40:01 AM 3,000 units $ 64,650.00 #9610 500 $ 23.00 7/29/2013 9:56:54 AM 500 units $ 10,775.00 #35066 10,000 $ 23.00 7/29/2013 10:35:02 AM 10,000 units $ 215,500.00 #34854 10,000 $ 23.00 7/29/2013 3:56:34 PM 10,000 units $ 215,500.00 #31722 900 $ 23.00 7/29/2013 7:25:21 PM 900 units $ 19,395.00 #19261 2,100 $ 23.00 7/30/2013 11:35:13 AM 2,100 units $ 45,255.00 #14098 2,100 $ 23.00 7/30/2013 11:51:44 AM 2,100 units $ 45,255.00 #34854 10,000 $ 22.90 7/29/2013 3:56:34 PM 10,000 units $ 215,500.00 #34854 10,000 $ 22.80 7/29/2013 3:56:34 PM 10,000 units $ 215,500.00 #33676 75 $ 22.60 7/29/2013 9:04:35 AM 75 units $ 1,616.25


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#28737 1,000 $ 22.50 7/29/2013 9:19:05 AM 1,000 units $ 21,550.00 #28482 800 $ 22.50 7/29/2013 4:00:04 PM 800 units $ 17,240.00 #34770 342 $ 22.50 7/29/2013 4:05:00 PM 342 units $ 7,370.10 #17744 450 $ 22.50 7/29/2013 4:11:31 PM 450 units $ 9,697.50 #35217 100 $ 22.50 7/29/2013 5:44:59 PM 100 units $ 2,155.00

Auction Totals: 236,279 units $ 5,091,812.45

Page 1 of 2

Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated July 24, 2013, and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request a copy of these documents by calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611, Goldman, Sachs & Co. toll-free at 1-866-471-2526, J.P. Morgan Securities LLC collect at 1-212-834-4533 or Keefe, Bruyette & Woods, Inc. at 1-800-966-1559.

NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address

Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value

Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits

Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.

Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer.

Our Affiliates:

OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS

Please direct questions regarding the website or bidding procedures to the Auction Administrator.

You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.


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ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE

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1.800.524.8875

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HOME :: HOME :: AUCTION #10452

Results

Zions Bancorporation / Preferred Stock

Series A Floating-Rate Non-Cumulative Perpetual Preferred, S&P:BB | Fitch:B | DBRS:B | Kroll:BB

Zions Bancorporation will not redeem any shares of Series A Preferred Stock for at least five years after the date of the issuance of the depositary shares offered by this auction (prospectus supplement page S-6).

Notice: The auction has been extended until 7/30/2013 3:01:40 PM EDT.

Auction Status: CLOSED Security Type: Preferred Stock Auction Start: 7/29/2013 9:00 AM EDT Coupon 4.000% Auction End: 7/30/2013 3:01 PM EDT

Last Update: 7/30/2013 3:03:08 PM EDT

Offering Documents

Auction Details

ISSUE INFORMATION BIDDING INFORMATION

CUSIP Number: 98973A104 Auction Phase: Pricing Minimum Offering: 200,000 Units Offered: 236,279 Maximum Offering: 4,000,000 Number of Bidders: 67 Sizing Phase End: 7/29/2013 7:00 PM EDT Number of Bids: 89 Min. Price: $ 21.50 Units Bid: 299,095 Max. Price: $ 23.25 Coverage: 126.59% Price Increment: $ 0.01 Highest Bid: $ 23.25 Lowest Bid: $ 21.50 About the Issuer

Bid Spread: $ 1.75 Num. Bids Accepted: 77 Num. Bidders with Bids Accepted: 60 Highest Bid Accepted: $ 23.25 Lowest Bid Accepted: $ 21.55 Final Market-Clearing Price: $ 21.55

Bids Final Market-Clearing Price: $ 21.55

Amount Bidder Units Price Timestamp Awarded Due

#35165 4,400 $ 22.50 7/30/2013 2:58:13 PM 4,400 units $ 94,820.00 #33680 450 $ 22.20 7/29/2013 5:06:40 PM 450 units $ 9,697.50 #25702 10,000 $ 22.05 7/29/2013 9:40:01 AM 10,000 units $ 215,500.00 #30251 909 $ 22.01 7/29/2013 4:41:04 PM 909 units $ 19,588.95 #31418 500 $ 22.00 7/30/2013 11:44:22 AM 500 units $ 10,775.00 #30379 2,500 $ 22.00 7/30/2013 12:32:54 PM 2,500 units $ 53,875.00 #35070 2,000 $ 22.00 7/30/2013 2:05:41 PM 2,000 units $ 43,100.00 #13305 400 $ 21.75 7/29/2013 4:29:11 PM 400 units $ 8,620.00 #4444 1,000 $ 21.75 7/30/2013 9:43:14 AM 1,000 units $ 21,550.00


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#29091 2,000 $ 21.75 7/30/2013 11:09:10 AM 2,000 units $ 43,100.00 #29091 2,000 $ 21.75 7/30/2013 12:48:00 PM 2,000 units $ 43,100.00 #21789 2,480 $ 21.75 7/30/2013 2:22:48 PM 2,480 units $ 53,444.00 #35070 2,000 $ 21.75 7/30/2013 2:29:47 PM 2,000 units $ 43,100.00 #33679 2,304 $ 21.70 7/29/2013 3:27:16 PM 2,304 units $ 49,651.20 #3534 300 $ 21.65 7/29/2013 9:21:45 AM 300 units $ 6,465.00 #33675 75 $ 21.60 7/29/2013 9:03:18 AM 75 units $ 1,616.25 #25702 6,000 $ 21.60 7/29/2013 11:02:04 AM 6,000 units $ 129,300.00 #13305 150 $ 21.60 7/29/2013 4:31:39 PM 150 units $ 3,232.50 #33645 5,000 $ 21.60 7/30/2013 2:54:05 PM 5,000 units $ 107,750.00 #30754 10,000 $ 21.60 7/30/2013 2:59:40 PM 10,000 units $ 215,500.00 #22580 200 $ 21.57 7/30/2013 2:38:23 PM 200 units $ 4,310.00 #18373 1,000 $ 21.56 7/30/2013 2:49:50 PM 1,000 units $ 21,550.00 #29091 1,000 $ 21.56 7/30/2013 2:57:37 PM 1,000 units $ 21,550.00 #29091 1,000 $ 21.56 7/30/2013 2:59:16 PM 1,000 units $ 21,550.00 #25702 10,000 $ 21.55 7/29/2013 9:40:01 AM 10,000 units $ 215,500.00 #28020 200 $ 21.55 7/29/2013 1:56:52 PM 200 units $ 4,310.00 #33639 5,000 $ 21.55 7/30/2013 11:42:54 AM 1,332 units $ 28,704.60 #35070 25,000 $ 21.55 7/30/2013 2:29:47 PM Rejected: Timestamp

#22580 200 $ 21.53 7/30/2013 9:48:41 AM Rejected: Price

#32989 500 $ 21.53 7/30/2013 1:42:56 PM Rejected: Price

#31345 20,000 $ 21.52 7/30/2013 12:05:16 PM Rejected: Price

#22678 200 $ 21.51 7/30/2013 9:22:44 AM Rejected: Price #14942 350 $ 21.51 7/30/2013 1:20:58 PM Rejected: Price #24577 5,000 $ 21.50 7/29/2013 10:14:59 AM Rejected: Price #25118 1,162 $ 21.50 7/29/2013 10:20:50 AM Rejected: Price #13585 500 $ 21.50 7/29/2013 12:50:07 PM Rejected: Price #13585 500 $ 21.50 7/29/2013 12:52:35 PM Rejected: Price

#33639 5,000 $ 21.50 7/29/2013 3:34:36 PM Rejected: Price

#21466 736 $ 21.50 7/30/2013 10:20:59 AM Rejected: Price

Auction Totals: 236,279 units $ 5,091,812.45

Page 2 of 2

Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated July 24, 2013, and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, you may request a copy of these documents by calling Deutsche Bank Securities Inc. toll-free at 1-800-503-4611, Goldman, Sachs & Co. toll-free at 1-866-471-2526, J.P. Morgan Securities LLC collect at 1-212-834-4533 or Keefe, Bruyette & Woods, Inc. at 1-800-966-1559.


LOGO

NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address

Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value

Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits

Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank.

Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer.

Our Affiliates:

OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS

Please direct questions regarding the website or bidding procedures to the Auction Administrator.

You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time.