Form 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 


 

FORM 8-K

 


 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): April 27, 2005

 


 

CHARTER FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

 


 

United States   000-33071   58-2659667

(State or other jurisdiction

of incorporation)

  (Commission File Number)  

(IRS Employer

Identification No.)

 

600 Third Avenue, West Point, Georgia   31833
(Address of principal executive offices)   (Zip Code)

 

Registrant’s telephone number, including area code: (706) 645-1391

 

Not Applicable

(Former name or former address, if changed since last report.)

 


 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

 

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 



Item 2.02 Results of Operations and Financial Condition

 

On April 27, 2005, Charter Financial Corporation (the “Company”) announced its second quarter earnings for the 2005 fiscal year. A copy of the press release dated April 27, 2005, describing second quarter earnings is attached as Exhibit 99.1.

 

Item 9.01 Financial Statements and Exhibits

 

(c) The following exhibit is furnished with this Report:

 

Exhibit No.

 

Description


99.1   Press release issued by Charter Financial Corporation (the “Company”) on April 27, 2005 furnished in accordance with Item 12 of this Current Report on Form 8-K.


SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

Dated: April 27, 2005   CHARTER FINANCIAL CORPORATION
    By:  

\s\ Robert L. Johnson


    Name:   Robert L. Johnson
    Title:   President and Chief Executive Officer


EXHIBIT INDEX

 

Exhibit No.

 

Description


99.1   Press release issued by the Company on April 27, 2005.