Form 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 


 

FORM 8-K

 


 

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF THE

SECURITIES EXCHANGE ACT OF 1934

 

Date of report (Date of earliest event reported): July 26, 2004

 


 

CHARTER FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

 


 

United States   000-33071   58-2659667

(State or other jurisdiction

of incorporation)

  (Commission File Number)  

(IRS Employer

Identification No.)

 

600 Third Avenue, West Point, Georgia 31833

(Address of principal executive offices) (Zip Code)

 

Registrant’s telephone number, including area code: (706) 645-1391

 

Not Applicable

(Former name or former address, if changed since last report)

 



Item 1-6. Not applicable.

 

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits

 

(c) The following exhibits are filed with this Report:

 

Exhibit No.

 

Description


99.1   Press release issued by Charter Financial Corporation (the “Company”) on July 26, 2004, furnished in accordance with Item 12 of this Current Report on Form 8-K.

 

Item 8-11. Not applicable.

 

Item 12. Results of Operations and Financial Condition

 

On July 26, 2004, the Company announced its third quarter earnings for the 2004 fiscal year. A copy of the press release dated July 26, 2004, describing third quarter earnings is attached as Exhibit 99.1.


SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

CHARTER FINANCIAL CORPORATION
By:  

/s/ Robert L. Johnson


Name:   Robert L. Johnson
Title:   President and Chief Executive Officer

 

Date: July 26, 2004


EXHIBIT INDEX

 

Exhibit No.

 

Description


99.1   Press Release dated July 26, 2004.