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SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 6-K

Report of Foreign Issuer
Pursuant to Rule 13a-16 or 15d-16
of the Securities Exchange Act of 1934

For the month of April, 2005

HDFC BANK LIMITED

(Translation of registrant’s name into English)

‘HDFC Bank House’, Senapati Bapat Marg,
Lower Parel (West), Mumbai 400 013, India
(Address of principal executive offices)

Indicate by check mark whether the registrant
files or will file annual reports under cover of
Form 20-F or Form 40-F

Form 20-F  þ                    Form 40-F  o

Indicate by check mark whether the registrant by
furnishing the information contained in this Form is
also thereby furnishing the information to the
Commission pursuant to Rule 12g3-2(b) under the
Securities and Exchange Act of 1934

Yes  o                    No  þ



 


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SIGNATURES
EXHIBIT INDEX
EX-1 LETTER ADDRESSED TO THE STOCK EXCHANGE, MUMBAI


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SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

         
Dated: 13th April, 2005  HDFC BANK LIMITED
 
 
  By:   /s/ Vinod Yennemadi    
    Name:   Vinod Yennemadi   
    Title:   Country Head- Finance, Taxation, Administration and Secretarial   
 

 


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EXHIBIT INDEX

     The following documents (bearing the exhibit number listed below) are furnished herewith and are made a part of this Report pursuant to the General Instructions for Form 6-K.

Exhibit I

Description

Letter addressed to The Stock Exchange, Mumbai, India dated 13th April, 2005 intimating

(a)   the Audited Financial results of the Bank for the year ended 31st March, 2005, segment reporting, summarised Balance Sheet as on 31st March, 2005 and the press release in respect thereof and
 
(b)   recommendation of dividend @Rs.4.50/- per Indian equity share (i.e. 45%) approved at the Board Meeting held on 13th April, 2005