UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 11-K [X] ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the fiscal year ended December 31, 2005 OR [_] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] Commission file number 1-6659 A. Full title of the Plan: Aqua America, Inc. 401(k) and Profit Sharing Plan B. Name of issuer of the securities held pursuant to the Plan and the address of its principal executive office: AQUA AMERICA, INC. 762 W. Lancaster Avenue Bryn Mawr, PA 19010 AQUA AMERICA, INC. 401(K) AND PROFIT SHARING PLAN The following audited financial statements are included with this report: Financial Statements and Supplementary Schedules as of December 31, 2005 and 2004 Exhibit: -------- 23.1 Consent of Beard Miller Company LLP 99.1 Financial Statements and Supplementary Schedules as of December 31, 2005 and 2004 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, Aqua America, Inc. has duly caused this annual report to be signed by the undersigned thereunto duly authorized. AQUA AMERICA, INC. 401(K) AND PROFIT SHARING PLAN Plan Sponsor: Date /s/ Roy H. Stahl 6/20/06 ------------------------------ Roy H. Stahl Executive Vice President and General Counsel Aqua America, Inc.