When college students were asked to write a simple essay about money, the themes that emerged were so much more than kids learning to manage money. They painted a picture of students in financial crisis: Working full-time while going to school full-time and still not being able to pay their bills. Cancer. Divorce. Job loss. Foreclosure. In CNBC's "My College Dream" series, students share their college dreams, the financial challenges that popped up along the way and where they are now.