The enhancements bring new features to support smarter spending and savings for cardholders and issuers

Visa Inc. (NYSE: V) today announced the relaunch of Visa SavingsEdge, aimed at delivering greater value to small businesses (SMBs) across the United States and Canada. For more than a decade, Visa SavingsEdge has provided eligible Small Business cardholders with the savings, tools and resources to help them grow. The latest enhancements introduce a more dynamic platform with new offerings and features designed to support smarter spending and saving.

Small businesses are demonstrating remarkable resilience despite some lingering economic concerns. According to recent data from the latest Visa Small Business Pulseⁱ, 77% of surveyed U.S. businesses project revenue growth for 2024, consistent with their experience in 2023. This steady growth has fostered a brighter economic outlook, with more than half (59%) of surveyed U.S. SMBs expressing optimism about the future of the economy, up from 47% in 2023. To capitalize on this momentum and facilitate growth, 64% of SMBs plan to invest in cost-saving technology.

“Owning a small business can present challenges, and businesses need every advantage they can get, no matter the economic climate,” said Veronica Fernandez, SVP and North America Head of Visa Commercial Solutions. “We know it’s important for business owners to save on products and services they need to run their business smoothly. Visa SavingsEdge has delivered value to cardholders and issuers for years. Through this investment, we’re unlocking even more ways to save for Visa Small Business cardholders.”

The Visa SavingsEdge program now includes:

• A refreshed program website with greater features and functionality.
• Hundreds of additional merchant offers via Instant Coupons and Cashback Offers in more categories, including travel, restaurants, electronics, business services and more.
• Real-time notifications when participating cardholders earn cashback on qualifying transactions.
• A cash-back tracker to enable cardholders to see how much they saved through the program.

Visa SavingsEdge provides eligible Visa Business credit, debit and reloadable prepaid cardholders in the U.S. and Canada with discounts on qualifying purchases at participating merchants. The Visa SavingsEdge program provides two ways to save: Instant Coupons feature discounts that can be redeemed via a code at point-of-sale with no card-linking required and Cashback Offersⁱⁱ provide discounts in the form of statement credits when cardholders link their eligible Visa Business card and use their linked card to make qualifying Cashback purchases. Discounts are provided as credits on future account statements. Previously enrolled cardholders must again link their card in the enhanced program to access Cashback Offers.

To find out more about or redeem Visa Business cardholder offers by linking your Visa Small Business card for free, visit Visa SavingsEdge. To learn more about Visa’s small business resources, including advice and tools to help run and grow a small business, visit the Visa Small Business Hub.

About Visa Inc.

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.

ⁱ Visa’s Small Business Pulse is a quarterly study run by the Maru Group in partnership with Visa. Data in the report is taken from 600 United States Small Business Leaders who were surveyed in January and February 2024. “Small Business” is defined as those with fewer than 100 employees and less than $25 Million in Revenue. “Business Leaders” are defined as at least senior decision makers with the business, including eight-in-ten who are the business’ primary owner. Responses come from across the United States and represent a mix of revenue bands, business tenure, industry, etc.

ⁱⁱ Cashback Offers require enrollment in the Visa SavingsEdge program

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