SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported) -- May 7, 2003
FIRST TENNESSEE NATIONAL CORPORATION
(Exact Name of Registrant as Specified in Charter)
TENNESSEE 0-4491 62-0803242
(State or Other Jurisdiction (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
165 MADISON AVENUE
MEMPHIS, TENNESSEE 38103
(Address of Principal Executive Office) (Zip Code)
Registrant's telephone number, including area code - (901) 523-4444
ITEM 5. OTHER EVENTS
This Current Report on Form 8-K includes the Computation of our Ratio of
Earnings to Fixed Charges for the five years ended December 31, 2002.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
c) Exhibits
The following exhibits are filed herewith:
Exhibit Number Description
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12.1 Computation of Ratio of Earnings to Fixed Charges
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FIRST TENNESSEE NATIONAL CORPORATION
Date: May 7, 2003 By: /s/ Charles G. Burkett
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Name: Charles G. Burkett
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Title: President-Retail Financial Services/
Memphis Financial Services
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EXHIBIT INDEX
Exhibit
Number Description
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12.1 Computation of Ratio of Earnings to Fixed Charges.