SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 14, 2004
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PROVIDENT FINANCIAL SERVICES, INC.
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(Exact name of registrant as specified in its charter)
Delaware 1-31566 42-1547151
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
830 Bergen Avenue, Jersey City, New Jersey 07306-4599
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (201) 333-1000
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Not Applicable
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(Former name or former address, if changed since last report)
Item 2. Acquisition or Disposition of Assets
On July 14, 2004, the merger of First Sentinel Bancorp, Inc. with and into
Provident Financial Services, Inc., as contemplated by the Agreement and Plan of
Merger dated as of December 19, 2003 by and between Provident Financial
Services, Inc. and First Sentinel Bancorp, Inc. (the "Merger Agreement"), was
consummated.
The preceding is qualified in its entirety by reference to the Merger
Agreement and a press release, which are attached as Exhibits 2.1 and 99.1 to
this Form 8-K, respectively, and are incorporated by reference herein.
Item 7. Financial Statements and Exhibits
(a) Financial statements of business acquired.
(i) The Audited Consolidated Statements of Financial Condition at
December 31, 2003 and 2002 and the Audited Consolidated
Statements of Income for the years ended December 31, 2003, 2002
and 2001 of First Sentinel Bancorp, Inc. are incorporated herein
by reference by Exhibit 99.2.
(ii) The Unaudited Consolidated Statements of Financial Condition at
June 30, 2004 and the Unaudited Consolidated Statements of Income
for the six months ended June 30, 2004 will be provided by
Provident Financial Services, Inc. by an amendment to this Form
8-K not later than 60 days after the date that this Form 8-K must
be filed.
(b) Pro forma financial information.
(i) The Unaudited Combined Condensed Consolidated Pro Forma Financial
Data at and for the six months ended June 30, 2004 will be
provided by Provident Financial Services, Inc. by an amendment to
this Form 8-K not later than 60 days after the date that this
Form 8-K must be filed.
(c) Exhibits.
Exhibit No. Description
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2.1 Agreement and Plan of Merger, dated as December 19, 2003, by
and between Provident Financial Services, Inc. and First
Sentinel Bancorp, Inc. (incorporated by reference to
Provident Financial Services, Inc.'s Registration Statement
on Form S-4 filed with the Securities and Exchange
Commission on March 25, 2004, as amended).
99.1 Provident Financial Services, Inc. press release dated July
14, 2004.
99.2 Financial Statements of First Sentinel Bancorp, Inc.
(incorporated by reference to First Sentinel Bancorp, Inc.'s
Annual Report on Form 10-K/A filed with the Securities and
Exchange Commission on March 26, 2004).
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
PROVIDENT FINANCIAL SERVICES, INC.
DATE: July 16, 2004 By: /s/ Paul M. Pantozzi
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Paul M. Pantozzi
Chairman and Chief Executive Officer
EXHIBIT INDEX
Exhibit Description
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2.1 Agreement and Plan of Merger, dated as December 19, 2003, by and
between Provident Financial Services, Inc. and First Sentinel
Bancorp, Inc. (incorporated by reference to Provident Financial
Services, Inc.'s Registration Statement on Form S-4 filed with the
Securities and Exchange Commission on March 25, 2004, as amended).
99.1 Provident Financial Services,Inc. press release dated July 14, 2004.
99.2 Financial Statements of First Sentinel Bancorp, Inc. (incorporated
by reference to First Sentinel Bancorp, Inc.'s Annual Report on Form
10-K/A filed with the Securities and Exchange Commission on March
26, 2004).