Filed pursuant to Rule 424(b)(3)
Registration File No. 333-168976
This is a supplement to the Revised Prospectus dated April 24, 2012.
Current Interest Rates for Renewable Unsecured Subordinated Notes
Offered by Consumer Portfolio Services, Inc.
Interest Rates Effective April 24, 2012.
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PORTFOLIO
AMOUNT (1)
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$1,000 - $24,999
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$25,000 - $49,999
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$50,000 - $74,999
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$75,000 - $99,999
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$100,000 or More
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NOTE TERM
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Interest
Rate %
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Annual
Yield %
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Interest
Rate %
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Annual
Yield %
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Interest
Rate %
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Annual
Yield %
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Interest
Rate %
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Annual
Yield %
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Interest
Rate %
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Annual
Yield %
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3 Month (2)
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6.85
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7.09
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7.20
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7.46
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7.55
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7.84
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7.90
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8.22
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8.15
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8.49
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6 Month (2)
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7.60
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7.90
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7.95
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8.27
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8.30
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8.65
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8.65
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9.03
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8.90
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9.31
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1 Year (3)
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9.85
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10.35
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11.70
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12.41
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12.10
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12.86
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12.55
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13.37
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13.05
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13.94
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2 Year (3)
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11.10
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11.74
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12.55
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13.37
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13.00
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13.88
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13.55
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14.51
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14.00
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15.02
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3 Year (3)
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11.65
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12.35
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13.30
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14.22
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13.75
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14.74
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14.30
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15.37
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14.90
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16.06
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4 Year (3)
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11.80
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12.52
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13.80
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14.79
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14.25
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15.31
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14.80
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15.95
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15.25
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16.47
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5 Year (3)
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12.00
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12.75
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12.35
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13.14
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12.80
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13.65
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13.35
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14.28
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13.80
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14.79
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10 Year (3)
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12.20
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12.97
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12.55
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13.37
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13.00
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13.88
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13.55
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14.51
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14.00
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15.02
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1) We determine the applicable portfolio amount at the time you purchase or renew a note by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by you.
2) The annual yield calculation assumes that:
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a.
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the term of the note is renewed sequentially for an entire year,
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b.
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the interest earned during each term is included in the principal amount for the next term,
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c.
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the listed interest rate is the interest rate for each term, and
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d.
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the accrued interest is paid annually. More frequent interest payments will reduce your annual yield.
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3) The accrued interest is paid annually. More frequent interest payments will reduce your annual yield.
We are offering these notes to investors in the United States of America, other than in the states of Alabama, Alaska, Arizona, Delaware, Kentucky, Maryland, Massachusetts, Montana, Nebraska, Nevada, New Hampshire, New Jersey, North Dakota, Oregon, Rhode Island, Utah, Virginia, Washington, West Virginia and Wyoming.
The description in this prospectus supplement of the terms of these notes adds to the description of the general terms and provisions of the notes in the most recent prospectus. Investors should rely on the description of the notes in this supplement if it is inconsistent with the description in the prospectus.