SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 15, 2004
(December 15, 2004)
TrustCo Bank Corp NY
(Exact name of registrant as specified in its charter)
New York
(State or other jurisdiction of incorporation)
0-10592 14-1630287
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(Commission File Number) (IRS Employer Identification No.)
5 Sarnowski Drive, Glenville, New York 12302
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (518) 377-3311
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TrustCo Bank Corp NY
Item 5. Other Events
A press release was issued on December 15, 2004 stating The American
Banker, an industry publication, listed the top one hundred and fifty
Banking Companies ranked by Return on Equity and Return on Assets
for the first half of 2004. TrustCo ranked 5th and 12th, respectively.
Attached is the press release labeled as exhibit 99(a).
Item 7 (c) Exhibits
Reg S-K Exhibit No. Description
99(a) Press release dated December 15, 2004
stating The American Banker, an industry
publication, listed the top one hundred and
fifty Banking Companies ranked by Return on
Equity and Return on Assets for the first
half of 2004. TrustCo ranked 5th and 12th,
respectively.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: December 15, 2004
TrustCo Bank Corp NY
(Registrant)
By:/s/ Robert T. Cushing
----------------------------
Robert T. Cushing
Executive Vice President and
Chief Financial Officer
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Exhibits Index
The following exhibits are filed herewith:
Reg S-K Exhibit No. Description Page
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99(a) Press release dated December 15, 5
2004, stating The American Banker, an
industry publication, listed the top one
hundred and fifty Banking Companies
ranked by Return on Equity and Return
on Assets for the first half of 2004.
TrustCo ranked 5th and 12th, respectively.
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Exhibit 99(a)
TRUSTCO
Bank Corp NY News Release
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5 Sarnowski Drive, Glenville, New York, 12302
(518) 377-3311 Fax: (518) 381-3668
Subsidiary: Trustco Bank NASDAQ - TRST
Contact: Robert M. Leonard
Administrative Vice President
518-381-3693
FOR IMMEDIATE RELEASE:
TrustCo Again Receives National Recognition
Glenville, New York - December 15, 2004. The American Banker, an industry
publication, listed the top one hundred and fifty Banking Companies ranked by
Return on Equity and Return on Assets for the first half of 2004. TrustCo
ranked 5th and 12th, respectively.
Robert J. McCormick, President and C.E.O. noted, "We continue our effort to
deliver superior service to our customers at the lowest possible cost, an
effort that has been central to our management philosophy for many years."
TrustCo Bank Corp NY is a $2.8 billion bank holding company and through its
subsidiary, Trustco Bank, operates 74 offices in New York, Vermont, and
Florida. In addition, the bank operates a full service Trust Department. The
common shares of TrustCo are traded on the Nasdaq National Market tier of the
Nasdaq Stock Market under the symbol TRST.
Except for the historical information contained herein, the matters discussed
in this news release and other information contained in TrustCo's Securities
and Exchange Commission filings may express "forward-looking statements."
Those "forward-looking statements" may involve risk and uncertainties,
including statements concerning future events or performance and assumptions
and other statements of historical facts.
TrustCo wishes to caution readers not to place undue reliance on any
forward-looking statements, which speak only as of the date made. Readers are
advised that various risk factors, including, but not limited to: (1) credit
risk, (2) interest rate risk, (3) competition, (4) changes in the regulatory
environment, and (5) changes in general business and economic trends, could
cause the actual results or circumstances for future periods to differ
materially from those anticipated or projected in the forward-looking
statements.
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