UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549


FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


Date of Report: November 2, 2009
(Date of earliest event reported)


21ST CENTURY HOLDING COMPANY
(Exact name of registrant as specified in its charter)


Florida
  
0-2500111
  
65-0248866
  
(State or other jurisdiction of incorporation)
  
(Commission  File Number)
  
(I.R.S. Employer Identification No.)
  


3661 West Oakland Park Blvd., Suite 300
      
Lauderdale Lakes, FL
    
33311
(Address of principal executive offices)
    
(Zip Code)


Registrant’s telephone number, including area code:  (954) 581-9993
 
NOT APPLICABLE
(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

  o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
  o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
  o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
  o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 
 
 


 
Item 7.01. Regulation FD Disclosure.
 
During the week of November 2, 2009, 21st Century Holding Company is intending to mail a letter to its shareholders to provide them with information regarding its rejection of an unsolicited offer from Homeowners Choice, Inc. and its strategic growth plan.  A copy of the shareholder letter dated November 2, 2009 is furnished as Exhibit 99.1 to this Form 8-K.
 
Item 9.01 Financial Statements and Exhibits.
 
(d) Exhibits.
 
99.1
Shareholder letter dated November 2, 2009, issued by 21st Century Holding Company

 
 
 
 

 

 
 
 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


   
21ST CENTURY HOLDING COMPANY
     
     
Date: November 3, 2009
  
By:   /s/   Peter J. Prygelski, III
   
Name:    Peter J. Prygelski, III
   
Title:       Chief Financial Officer
   
(Principal Accounting and Financial Officer)
     
 
 
 
 
 

 


 
 
 

EXHIBIT LIST
 
Exhibit No.
 Description
   
99.1  
Shareholder letter dated November 2, 2009, issued by 21st Century Holding Company.