UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/2008
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK
Address: 3 SARNOWSKI DRIVE
GLENVILLE, NY 12302
13F File Number: 28-10307
The institutional investment Manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Richard W. Provost
Title: Trust Officer
Phone: 518.381.3699
Signature, Place, and Date of Signing:
/s/ Richard W. Prouost Glenville, NY 10/7/2008
------------------------ --------------- -----------
[Signature] [City,State] [Date]
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F COMBINATION REPORT
COLUMN TOTALS 1053
AGGREGATE TOTAL 172731
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 153
Form 13F Information Table Value Total: $ 172,731
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment Managers with respect to which this report is filed,
other than the Manager filing this report.
NONE
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- ------- --- ---- ------- -------- ------ ------ ------
AT&T INC COMMON STOCK 00206R102 1407 50401 SH DEFINED 49636 0 765
00206R102 588 21057 SH DEF/OTH 12551 8506 0
ABBOTT LABORATORIES COMMON STOCK 2824100 2668 46344 SH DEFINED 43944 500 1900
2824100 468 8126 SH DEF/OTH 4426 2800 900
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 9158106 445 6500 SH DEFINED 6500 0 0
ALCOA INC COMMON STOCK 13817101 415 18400 SH DEFINED 18100 200 100
13817101 18 800 SH DEF/OTH 500 0 300
ALLSTATE CORP COMMON STOCK 20002101 1159 25126 SH DEFINED 25126 0 0
20002101 120 2608 SH DEF/OTH 1170 1338 100
ALTRIA GROUP INC COMMON STOCK 02209S103 17 870 SH DEFINED 870 0 0
02209S103 859 43300 SH DEF/OTH 37800 5500 0
AMERICAN EXPRESS CO COMMON STOCK 25816109 938 26482 SH DEFINED 24782 200 1500
25816109 302 8534 SH DEF/OTH 6734 1800 0
ANHEUSER BUSCH COS INC COMMON STOCK 35229103 786 12117 SH DEFINED 10517 800 800
35229103 208 3200 SH DEF/OTH 200 3000 0
APPLIED MATERIALS INC COMMON STOCK 38222105 318 21000 SH DEFINED 17800 0 3200
38222105 3 200 SH DEF/OTH 200 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 53015103 860 20125 SH DEFINED 18625 0 1500
53015103 56 1300 SH DEF/OTH 500 700 100
BP PLC FOREIGN STOCK 55622104 1690 33688 SH DEFINED 29388 3100 1200
55622104 346 6904 SH DEF/OTH 3100 3704 100
BAKER HUGHES INC COMMON STOCK 57224107 183 3025 SH DEFINED 3025 0 0
57224107 24 400 SH DEF/OTH 100 0 300
BANK OF AMERICA COMMON STOCK 60505104 167 4768 SH DEFINED 4768 0 0
CORP 60505104 515 14715 SH DEF/OTH 12461 2254 0
THE BANK OF NEW YORK COMPANY COMMON STOCK 64058100 379 11623 SH DEFINED 11623 0 0
INC
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 111 5300 SH DEFINED 1700 3600 0
110122108 246 11800 SH DEF/OTH 3200 8600 0
CGM MUTUAL 125325407 295 10394 SH DEFINED 10394 0 0
FUND/STOCK
CATERPILLAR FINANCIAL SERVICES CORPORATE BONDS 14912L4C2 400 400000 PRN DEF/OTH 400000 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 3363 40776 SH DEFINED 37776 600 2400
166764100 1142 13847 SH DEF/OTH 11260 1787 800
CISCO SYSTEMS INC COMMON STOCK 17275R102 1399 62019 SH DEFINED 61169 600 250
17275R102 64 2850 SH DEF/OTH 1150 1200 500
CITIGROUP INC COMMON STOCK 172967101 940 45811 SH DEFINED 44911 900 0
172967101 97 4742 SH DEF/OTH 1942 2400 400
CITIGROUP CAPITAL XVI PREFERRED STOCK 17310L201 149 10000 SH DEF/OTH 10000 0 0
COCA COLA CO COMMON STOCK 191216100 2864 54166 SH DEFINED 53266 900 0
191216100 661 12500 SH DEF/OTH 8300 4200 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2165 28728 SH DEFINED 28228 500 0
194162103 316 4200 SH DEF/OTH 300 3400 500
CURTISS WRIGHT CORP COMMON STOCK 231561101 2925 64352 SH DEFINED 64352 0 0
DISNEY WALT CO COMMON STOCK 254687106 1455 47395 SH DEFINED 44795 200 2400
254687106 223 7250 SH DEF/OTH 4150 3000 100
DOMINION RESOURCES INC VA NEW COMMON STOCK 25746U109 29 686 SH DEFINED 686 0 0
25746U109 275 6418 SH DEF/OTH 6418 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 320 10075 SH DEFINED 9275 800 0
260543103 93 2925 SH DEF/OTH 1825 1100 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 792 19643 SH DEFINED 16057 1686 1900
263534109 135 3360 SH DEF/OTH 710 2450 200
ECOLAB INC COMMON STOCK 278865100 488 10067 SH DEFINED 9067 0 1000
278865100 19 400 SH DEF/OTH 200 0 200
EMERSON ELECTRIC CO COMMON STOCK 291011104 337 8250 SH DEFINED 7850 0 400
291011104 114 2800 SH DEF/OTH 1000 1800 0
EXELON CORP COMMON STOCK 30161N101 849 13550 SH DEFINED 12950 600 0
30161N101 131 2090 SH DEF/OTH 1590 500 0
EXXON MOBIL CORP COMMON STOCK 30231G102 9203 118505 SH DEFINED 100557 14884 3064
30231G102 2612 33632 SH DEF/OTH 20556 11720 1356
FPL GROUP INC COMMON STOCK 302571104 604 12004 SH DEFINED 12004 0 0
FIDELITY NEW YORK MUNICIPAL MUTUAL 316337203 249 20855 SH DEFINED 20855 0 0
316337203 196 16465 SH DEF/OTH 16465 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 184 3200 SH DEFINED 2800 200 200
349631101 189 3300 SH DEF/OTH 2800 400 100
GENERAL ELECTRIC CO COMMON STOCK 369604103 17589 689746 SH DEFINED 647197 31689 10860
369604103 6940 272149 SH DEF/OTH 198788 59961 13400
GENERAL MILLS INC COMMON STOCK 370334104 497 7233 SH DEFINED 6333 700 200
370334104 295 4300 SH DEF/OTH 4100 200 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 459 10566 SH DEFINED 9966 600 0
37733W105 187 4314 SH DEF/OTH 3114 1100 100
HEWLETT PACKARD CO COMMON STOCK 428236103 580 12547 SH DEFINED 12547 0 0
428236103 5 104 SH DEF/OTH 104 0 0
HOME DEPOT INC COMMON STOCK 437076102 419 16199 SH DEFINED 14599 100 1500
437076102 93 3589 SH DEF/OTH 2589 600 400
ITT CORP COMMON STOCK 450911102 228 4100 SH DEFINED 4100 0 0
INTEL CORP COMMON STOCK 458140100 1904 101650 SH DEFINED 99250 0 2400
458140100 116 6200 SH DEF/OTH 3200 2500 500
INTERNATIONAL BUSINESS COMMON STOCK 459200101 4488 38372 SH DEFINED 37522 850 0
MACHINES
459200101 450 3850 SH DEF/OTH 500 3300 50
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1592 34084 SH DEFINED 32856 964 264
46625H100 636 13616 SH DEF/OTH 9850 3766 0
JACOBS ENGINEERING GROUP INC COMMON STOCK 469814107 246 4525 SH DEFINED 4425 100 0
469814107 11 200 SH DEF/OTH 200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 6485 93600 SH DEFINED 90600 3000 0
478160104 653 9425 SH DEF/OTH 5225 3100 1100
JOHNSON CONTROLS COMMON STOCK 478366107 422 13900 SH DEFINED 13900 0 0
INC 478366107 123 4050 SH DEF/OTH 900 3000 150
KEYCORP COMMON STOCK 493267108 804 67316 SH DEFINED 67316 0 0
KRAFT FOODS INC COMMON STOCK 50075N104 20 602 SH DEFINED 602 0 0
50075N104 981 29964 SH DEF/OTH 26158 3806 0
ELI LILLY & CO COMMON STOCK 532457108 590 13400 SH DEFINED 12500 900 0
532457108 26 600 SH DEF/OTH 300 300 0
LINCOLN NATIONAL CORP IN COMMON STOCK 534187109 110 2564 SH DEFINED 2564 0 0
534187109 116 2700 SH DEF/OTH 0 2700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 5 50 SH DEFINED 50 0 0
539830109 219 2000 SH DEF/OTH 1600 400 0
LOWES COMPANIES INC COMMON STOCK 548661107 389 16417 SH DEFINED 16417 0 0
548661107 47 2000 SH DEF/OTH 600 1400 0
MCGRAW HILL COS INC COMMON STOCK 580645109 213 6734 SH DEFINED 6734 0 0
580645109 32 1000 SH DEF/OTH 400 600 0
MEDTRONIC INC COMMON STOCK 585055106 2480 49510 SH DEFINED 43010 700 5800
585055106 45 900 SH DEF/OTH 300 300 300
MICROSOFT CORP COMMON STOCK 594918104 4498 168524 SH DEFINED 157124 800 10600
594918104 454 17021 SH DEF/OTH 13321 3000 700
MOTOROLA INC COMMON STOCK 620076109 133 18645 SH DEFINED 18045 0 600
620076109 4 600 SH DEF/OTH 0 600 0
NBT BANCORP INC COMMON STOCK 628778102 723 24158 SH DEFINED 672 23486 0
NIKE INC COMMON STOCK 654106103 338 5050 SH DEFINED 5050 0 0
654106103 13 200 SH DEF/OTH 200 0 0
PEPSICO INC COMMON STOCK 713448108 4078 57214 SH DEFINED 53964 1250 2000
713448108 449 6300 SH DEF/OTH 1700 4300 300
PFIZER INC COMMON STOCK 717081103 478 25947 SH DEFINED 23847 0 2100
717081103 189 10226 SH DEF/OTH 3466 6760 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 42 870 SH DEFINED 870 0 0
INC
718172109 2083 43300 SH DEF/OTH 37800 5500 0
PRIVATE EXPORT CORPORATE BONDS 742651DC3 259 250000 PRN DEFINED 250000 0 0
FUNDING CORP PROCTER & GAMBLE COMMON STOCK 742718109 6207 89072 SH DEFINED 85082 790 3200
CO
742718109 920 13200 SH DEF/OTH 3197 8708 1295
ROCHESTER FUND MUNICIPALS INC MUTUAL 771362100 387 26214 SH DEFINED 26214 0 0
LIMITED MUTUAL 771740107 72 23353 SH DEFINED 23353 0 0
SLM CORP CORPORATE BONDS 78490FKQ1 180 400000 PRN DEF/OTH 400000 0 0
SCHERING PLOUGH CORP COMMON STOCK 806605101 238 12900 SH DEFINED 8600 4300 0
SCHLUMBERGER LTD COMMON STOCK 806857108 570 7300 SH DEFINED 6400 200 700
806857108 31 400 SH DEF/OTH 400 0 0
SOUTHERN CO COMMON STOCK 842587107 2997 79508 SH DEFINED 77808 1400 300
842587107 219 5800 SH DEF/OTH 1700 3300 800
TARGET CORP COMMON STOCK 8.76E+110 805 16417 SH DEFINED 15617 100 700
8.76E+110 98 2000 SH DEF/OTH 900 1100 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 360 16730 SH DEFINED 16730 0 0
882508104 11 500 SH DEF/OTH 300 0 200
3M CO COMMON STOCK 88579Y101 1120 16399 SH DEFINED 16399 0 0
88579Y101 323 4730 SH DEF/OTH 580 4150 0
TRUSTCO BANK CORP NY COMMON STOCK 898349105 10893 930205 SH DEFINED 647786 25487 256932
898349105 7533 643305 SH DEF/OTH 0 0 643305
UNITED PARCEL SERVICE COMMON STOCK 911312106 457 7259 SH DEFINED 6809 400 50
911312106 9 150 SH DEF/OTH 0 100 50
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3316 55209 SH DEFINED 50009 400 4800
913017109 210 3500 SH DEF/OTH 1700 1400 400
UNITRIN INC COMMON STOCK 913275103 5626 225568 SH DEFINED 225568 0 0
VANGUARD CALIFORNIA TAX FREE MUTUAL 922021308 327 31552 SH DEFINED 31552 0 0
VANGUARD NEW YORK TAX FREE MUTUAL 92204H103 157 15285 SH DEFINED 15285 0 0
FUNDS
VANGUARD NEW YORK TAX FREE MUTUAL 92204H301 3432 333538 SH DEFINED 333538 0 0
FUNDS
92204H301 330 32117 SH DEF/OTH 32117 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1723 53703 SH DEFINED 51903 1300 500
92343V104 318 9898 SH DEF/OTH 4624 5074 200
WAL-MART STORES INC COMMON STOCK 931142103 1960 32724 SH DEFINED 31724 0 1000
931142103 192 3200 SH DEF/OTH 2800 200 200
WELLS FARGO & CO NEW COMMON STOCK 949746101 1999 53272 SH DEFINED 52472 800 0
949746101 199 5300 SH DEF/OTH 1200 3500 600
WYETH COMMON STOCK 983024100 329 8900 SH DEFINED 8900 0 0
983024100 104 2815 SH DEF/OTH 1415 1400 0
98.9% LIMITED PARTNERSHIP PARTNERSHIPS 9X00004A3 3217 1 SH DEFINED 1 0 0
NOBLE CORP COMMON STOCK G65422100 1040 23700 SH DEFINED 23700 0 0
G65422100 13 300 SH DEF/OTH 200 0 100