FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person *   STEPHENS STEVEN DAN 2. Date of Event Requiring Statement (Month/Day/Year) 01/29/2010 3. Issuer Name and Ticker or Trading Symbol ZIONS BANCORPORATION /UT/ [ZION] (Last) (First) (Middle) ONE SOUTH MAIN, 15TH FLOOR 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) __X__ Other (specify below) Executive Vice President / Subsidiary Pres. 5. If Amendment, Date Original Filed(Month/Day/Year) (Street) SALT LAKE CITY, UT 84133 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common Stock 52,918 D   Common Stock 2,325.103 I By 401(k) Plan (1)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	12/03/2005	04/27/2010	Common Stock	4,798	$ 30.9471	D	Â
Stock Option (right to buy)	12/03/2005	03/13/2011	Common Stock	7,145	$ 43.3036	D	Â
Stock Option (right to buy)	12/03/2006	12/02/2012	Common Stock	13,645	$ 75.85	D	Â
Stock Option (right to buy)	12/03/2007	12/02/2012	Common Stock	16,895	$ 75.85	D	Â
Stock Option (right to buy)	12/03/2008	12/02/2012	Common Stock	20,145	$ 75.85	D	Â
Stock Option (right to buy)	05/01/2007	04/30/2013	Common Stock	24,145	$ 81.15	D	Â
Stock Option (right to buy)	05/01/2008	04/30/2013	Common Stock	28,145	$ 81.15	D	Â
Stock Option (right to buy)	05/01/2009	04/30/2013	Common Stock	32,145	$ 81.15	D	Â
Stock Option (right to buy)	05/04/2008	05/03/2014	Common Stock	35,595	$ 83.25	D	Â
Stock Option (right to buy)	05/04/2009	05/03/2014	Common Stock	39,045	$ 83.25	D	Â
Stock Option (right to buy)	05/04/2010	05/03/2014	Common Stock	42,496	$ 83.25	D	Â
Stock Option (right to buy)	06/25/2008	06/25/2014	Common Stock	43,474	$ 67.1237	D	Â
Stock Option (right to buy)	04/24/2009	04/23/2015	Common Stock	46,311	$ 47.29	D	Â
Stock Option (right to buy)	04/24/2010	04/23/2015	Common Stock	49,148	$ 47.29	D	Â
Stock Option (right to buy)	04/24/2010	04/23/2015	Common Stock	51,986	$ 47.29	D	Â
Stock Option (right to buy)	05/18/2009	05/18/2015	Common Stock	53,602	$ 58.2589	D	Â

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
STEPHENS STEVEN DAN ONE SOUTH MAIN, 15TH FLOOR SALT LAKE CITY, UT 84133	Â	Â	  Executive Vice President	Subsidiary Pres.

Signatures

By Thomas E. Laursen as attorney in fact		02/05/2010
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	The indirect holdings in the 401(k) are held in the Company's unitized stock fund.

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